Archive for the ‘Uncategorized’ Category

Essex Flying Club Increases Pilot Population

Wednesday, October 11th, 2017

In 2015 Essex Flying Club was formed to provide “ready access to the aircraft, camaraderie, and more affordable flying to all members”. This 10-member club based out of Essex Skypark Airport inEssex
Baltimore, MD currently holds the record as the most active aircraft at the airport. The vintage Cessna 172 Skyhawk has since seen many “firsts” from solos, to check rides and flyouts.

Pilots Dean Frail and Claudius Klimt designed the club to decrease the cost of flying and to increase the number of pilots at Essex Skypark. The emphasis is on competent flying. The one-time entry cost is only $600 with a $95/hour wet tach time. Members pay for 2.5 hrs per month, use it or loose it. This non-profit club’s Cessna Skyhawk is managed by volunteers and maintained by a superb mechanic.

Recently, the club was renamed to The Max Lichty Essex Flying Club in honor of Max Lichty, a 10,000-hour pilot and chief pilot at the flying club. The longtime resident of Essex Skypark was a passionate supporter of the flying club. Max lost his battle to cancer earlier this year and the members decided this was the best way to honor a great pilot and friend.

As the list grows for the upgrades and repairs on their aircraft, so does the number of new private pilots the club has graduated.  The plan is to continue for years to come. The Max Lichty Essex Flying Club thanks Aviation Insurance Resources (AIR) for its role in keeping flying affordable at Essex Skypark. AIR shopped all the aviation insurance markets to ensure this new club was receiving the best rates at the broadest possible coverage.

To learn more about The Max Lichty Essex Flying Club visit: http://www.essexflyingclub.org/.

Looking for an insurance quote for your flying club? Call 301-682-6200 to talk to one of our knowledgeable pilots and agents or request a quote online today!

Up in Smoke

Tuesday, May 23rd, 2017

Originally posted in Cessna Pilot’s Association Magazine

By Guy R. Maher

Early this year, my 1956 310 was in the shop of my preferred maintenance facility, Iredell Aircare, Statesville, NC, for an annual inspection when the shop caught on fire. The plane was one of five lost due to extreme heat and smoke damage.

Miraculously, the fire never made it to the shop floor so the planes never actually caught on fire. The danger and added devastation that could have resulted if the fire had reached the floor and the airplanes is something all of us chose not to ponder too long. The fire crews did a terrific job of extinguishing the blaze without any injury.

The impact this event had on the long standing maintenance business is a story for another time. But I am happy to report that due to, in part, support from Iredell Aircare’s customers, friends, airport management, and efforts facilitated through organizations such as our very own Cessna Pilots Association (CPA), they will be remaining in business. And this was a huge relief to their many customers – myself included.

The owner/operators, Jones and Rachel Barnes, are of retirement age and this could have been their reason to call it quits. But that would have been a huge loss to the aviation community and a horrible way to end such a distinguished run.  This is not only because of their unmatched wealth of knowledge in maintaining GA aircraft – especially legacy airplanes – but for their equal level of kindness and caring for their customers.

The fire broke out on the afternoon of Saturday, January 7. My wife and I were enroute to Cancun, Mexico at the time on American Airlines and oblivious to what was going on. I didn’t learn of the fire until around 5 pm on the following Tuesday. My wife and I had just returned to our hotel from a day of SCUBA diving and this is what showed up in my email from the FBO manager:

Dear Guy:

On Saturday, Jones and Rachel’s hangar burned and N5267A was one of the five airplanes inside.  I am so sorry to interrupt your vacation with this news.  Jones and Rachel did not want to ruin your vacation, but I thought you might prefer to be in the know.  They have contacted their insurer and that process is underway.  Is there anyone we can notify on your behalf?

So sorry for the bad news.

Thomas

The fact that Jones and Rachel didn’t want me to know while away on vacation speaks volumes to the 19 year relationship I’ve enjoyed with them. They are good friends as well as service providers. Not only that, they knew how special that 310 was to me.

I am a die-hard classic Cessna 310 fan. This one was my second classic and the plane I expected to run out most of my remaining ownership clock with – the “keeper”. N5267A was at that stage of aircraft ownership we all strive for – incredibly reliable at dispatch – Start, Fly, Land, Repeat.

You just read about one such extended trip in the past two issues of this magazine. And if being on time to an appointment was critical, I always allowed an extra 15 minutes on the arrival because I’d usually have an instant reception on out of town ramps of pilots wanting to know more about this fully restored and updated plane.

The first thing I did was send a return email to the FBO thanking Thomas for letting me know. I then sent a combined email to both the FBO and my insurance broker Joe Ruck of Air-Pros [jruck@air-pros.com] to close that loop. Within 10 minutes I received this reply from Joe:

I will notify your insurance carrier and will have a claims adjuster assigned to this incident.  There is really nothing you can do from where you are, so my advice to you is to get a glass of wine, enjoy the sunset, and make the most of your vacation!

My wife and I took his advice. And upon returning home later that following Saturday, my voicemail had a message on it from the insurance claims adjuster, Jim Brewer, [Inflite Aviation International Adjusters, Denver, NC]. On Sunday we had a full plate of church and family activities to attend. But I did call Brewer, as well as Jones just to see how he was doing. He told me Brewer had already been out to the airport twice working on my claim.

It wasn’t until Monday that I finally made it out to the airport to see the aftermath. What a terrible mess. Jones walked me through the dark hangar that looked and smelled like metallic death. The thick, corrosive smoke and over 1,600 degree heat sealed the fate of these five planes – my 310, a Piper Comanche, a Cessna 177RG, a Cessna 414, and a Grumman Tiger.

Seeing these planes – especially my 310 – gave me more of a numb feeling than anything else. The heat had been so intense you could see how the tempered metal skin caved between the ribs and stringers and the windows melted or bubbled. The corrosive nature of the smoke was something I had never seen before. My engines looked like they had thick crystals growing on the cylinders. Tools looked like they had been on a salt water boat dock for a year.

It was clear these planes were a total loss. Brewer and I met a few days later to get me into the claims loop. He had some forms for me to fill out and we set up a follow-up time for when we’d meet to finish my part of the process – providing the signed forms, a signed bill of sale, and all the aircraft records.

Brewer has been at this for decades. He told me that my claim was about as cut and dried as it gets. He could tell from what he saw, as well as from the records, that the 310 was well cared for. He loves airplanes and it showed.

In the first week or so after the fire, I was reminded of just how much the aviation community cares about other owners and pilots – even those they don’t know – and especially if they are a part of an owners group like CPA. Here are a few examples of the tone of most of the posts and emails I received:

I can tell that this was more than just “an airplane”. You poured your heart and soul into making it one of the nicest “Classic 310s” around. This was your passion; your pride and joy. It was a thing of beauty. I’m sorry for your loss.

Guy, so sorry to hear this. I can’t imagine how terrible you must be feeling after having this happen to your pride and joy. It was such gorgeous airplane. I hope that in the future you are able to find another plane that in all respects is as good or better than the beautiful plane you had.  If anyone can find one it’s you.

For those of us who love these airplanes, they are like living beings…and it has to be horrifying to get that kind of news.  Here’s hoping you’re able to create some new memories with a new “baby”.

I received some posts and emails where I was gently asked if there were any salvage possibilities from my plane or what I planned to do next, but only when I felt ready to talk about it. I was being treated as if I had lost a relative or a beloved pet. To some of us, I guess, we hold our planes more dear than even some relatives! I assured them that I was fine and no question was off limits.

Another big question posed to me was how I would fare on insurance. I quickly knew I would be just fine. Here’s where the value of a good broker – who actually works for the client, gives solid advice, and jumps right in when there is a problem – can’t be overstated. This is because your broker is the hub of the team. Joe placed me with Hallmark Insurance Company through Hallmark’s agent, Aerospace Insurance Managers, Inc.

In my case, I had a check on the 27th day following the fire. There were a number of “make sense” required steps involved and Brewer kept me informed every step of the way. I couldn’t have been more pleased at how I was treated throughout the entire process – and with its resolve.

My policy was written – as are most aircraft policies these days – with a stated value. This means that what the owner has stated or requested to be the value he wants to insure the plane for – and is accepted by the underwriter – will be what the underwriter pays the owner [less deductible, if any] if it’s a total loss.

My 310 was insured at about the top of the scale for a plane of this vintage and roughly 50% more than most classic 310’s in similar condition. And in all truth, that was about 50% more than I could have sold it for. And yet, I was able to insure it for that amount. How? By taking the right steps through a broker who knows how to advocate for a client, and with an underwriter who knows how to balance the market with client needs.

Here’s what I did correctly: [1] When I bought the plane I determined through my own appraisal, as well as general research, what it would take to replace it versus what I paid. The replacement value was higher than my purchase price so that’s what I asked my broker to use for my initial quote. [2] In that request, I provided the broker with a detailed description of the plane, times, equipment list, and general condition. Joe had no problem placing me with a good company at my requested “stated” value. That was five years ago.

Over the course of ownership, there were those times when I put some considerable funds into the plane. Now, I’m not talking typical maintenance events, like extensive annuals or big repairs. I’m talking about those actions that actually add market value to the plane. These can be items such as new avionics, overhauled engines, new paint and/or interior, etc.

Prior to each one of these events, I reached out to Joe, told him what I was planning to do, and what I expected to need in added stated value. He then went to the underwriter to verify this would be acceptable and what it would cost. As soon as the work was done, we’d initiate the policy change and I’d pay the pro-rata rate for the rest of my policy term.

This emphasizes a couple of points that many owners I talked to as a result of the fire were not aware of. First, aircraft insurance is usually stated value – not the cash value as is with most auto policies. I had a few owners who were taken by surprise at this. Possibly because cash value policies for aircraft are still available. But they are far from the norm.

Second, you can get a stated value that’s higher than average “market” value so long as you can show why it’s higher. And third, you can – and should – update your stated aircraft value when it happens rather than waiting until your policy renewal.

Some may question why I would insure my 310 for considerably over current market value. Here’s why; we purchase insurance to make us as financially whole as we can on the airplane loss, and protect us from liability suits.

When I updated my 310, I was well aware that I was putting more money into the plane than I’d never see on resale. But just because I was willing to invest what I needed and take a paper loss on resale doesn’t mean I was willing to risk that investment should the plane be taken away from me. I lost 67A on an unplanned time schedule – not mine.

That’s why I was adamant about keeping up with my ongoing improvements that added value to the airplane. Brewer told me he had a long talk with the actual underwriter who originally wrote my policy, as well as signed off on the additions. He said I did it the right way, and the increases were well documented and justifiable and he had no problem upping the insured amount.

Some will say that my 310 was an “over insured” plane. And in that situation an underwriter can force you to repair a major damage event instead of declaring what you hoped would be a total loss. Yes, this could happen. But in my case, I wasn’t “over insured”. I insured the plane for my real cash investment.  And I would rather trust that I will get a proper quality repair if it isn’t totaled, than suffer a huge financial loss if it is totaled.

Conversely, if you under insure – declare a stated value of $50,000 on an $80,000 investment for example – to save a few hundred bucks on annual premium and the plane sustains enough damage, the odds are incredibly high that the adjuster will total the plane, sell off the salvage and leave you $30,000 down.

I’ve had owners tell me that when they did major upgrades, such as paint and interior or a big avionics purchase, that their broker told them, “You’ll never get them to approve that increase.” My first question to the broker would be, “So you are saying you’re not willing to ask?”

I know if I wasn’t happy with the service of a lazy broker – pretending to know what an underwriter would say instead of checking – I’d certainly switch brokers. Under certain circumstances, an owner may be maxed out on insurable value – especially if he incorrectly over insured to begin with. The best time to check into all of this is before you make the big upgrade purchase – not after.

An owner relayed this story to me about insurance on his 310,

“I tried to get mine increased to $150,000 after some avionics upgrades.  They refused to up it at all.  Then I asked – ‘what if I had just put new engines on it’ – nope, the initial value is all they would write.  So, I found a new insurance company.  I told them $150K – no problem.  I paid for the extra coverage.”

Besides properly insuring your airplane, the other critical factor is record keeping. I have pounded on this subject in these pages already. But it’s worth another pounding.

In the case of this fire, there were scores of customer logbooks under the care of this shop. Fortunately, Jones had the smarts to install a safe that resembled the massive bank safes you see on TV shows like Gunsmoke. And still, the fire was so intense that it destroyed the lock tumblers and the safe had to be cut to gain access. All the logbooks were intact, with some sustaining a little water and/or smoke damage.

It boggles my mind when I receive airplanes to sell, or examine them as a buyer’s agent to discover that the original logs that came with the plane are the only logs. There are no copies, no digital scans – nothing! I know of many owners who just faithfully – and blindly – turn over their logs to their favorite shop and never look at them again during the course of their ownership. And this even includes not examining them after maintenance actions.

Not only is this not very bright, it’s also against the FAR’s in that you as the pilot in command are responsible for determining if the plane is fit to fly. How are you going to know this unless you check the logs for post maintenance endorsements, annual inspections, IFR certifications, etc.?

What if you have an accident and didn’t know your logs weren’t signed off properly? And then your adjuster asks you to prove the inspection as required by your policy. Now, I can tell you that the old days of aviation insurance companies looking for every way they can to deny or delay a claim are pretty much gone. But the fact is they still have to prove compliance with the terms of your policy.

As Brewer stated, “If the adjuster is looking for something, usually it’s to support the claim, not to delay or avoid the claim.” He added, “Be sure you have copies for anything you carry in the plane – including airworthiness and registration certificates.”

In the case of the fire, it was a little easier. But if the accident – like most of them – is a result of an in-flight operation gone wrong, then those logs are crucial to the claims process.

There’s another reason why the logs are so important.  Because my logs were so complete and detailed – showing the level of care this plane received – my adjuster was able to sell the salvage for double what the plane would have brought had the logs been missing or marginal. And if you think, “What do I care, I got my money?” Remember that when the underwriters total up all the cash in versus cash out for the year, that bottom line goes directly to next year’s rate schedule. It affects us all.

So I adamantly suggest that you take a hard look at your logbook situation. Where are your logs right now? Are they detailed and complete? How much of an impact would it make on you if those logs were lost or destroyed right now? Do you have any back-ups? Can the back-ups be lost or destroyed?

My logs were complete and detailed. The originals were stored in a fire safe at my home. The current set was at the shop since my plane was in for an annual. I had a full digital set stored on my computer and the back-up drive I update each month. And finally, the full set of digital logs were also stored in off-site cloud storage just in case my home-based originals and back-ups were destroyed.

If you must carry your aircraft logs in the plane – such as traveling to a favorite shop for an annual – that’s another big reason for having back-ups. It makes it very easy to prove your plane was in compliance with the reg’s.

You must consider the logs as a critical component of the plane. You wouldn’t come to a shop, accept the plane, pay the bill and fly off with a flap missing. The logs are just as important. Only when you are satisfied with the work, and the logs addressing the work are complete, should you pay the bill and fly home.

Insurance is the one product we buy but hope [along with the underwriter] that we never use. My plan was that I’d have 67A for many more years. I was willing to pay for that in investment versus final return when I was done. But I was not willing to take that loss if the plane was stripped away from me. I know those premium checks can feel hard to write at times. But unless you’re prepared to cover the loss yourself, consider the consequences before cutting your coverage.

So make sure you have the plane properly valued, insured, and documented – with back-ups. Do your homework first. Find a good broker and then keep him/her in the loop throughout the entire coverage year – not just at renewal time.

As a result of how I insured my plane, I came out financially whole and was able to move to the next airplane – a 1973 Cessna 310Q. And in the end, that’s all we can hope for from our underwriter in our effort to keep our flying dreams from going up in smoke.

Fire-8

 

 

Guy R. Maher is a dual-rated ATP/Commercial pilot and CFI for airplanes, helicopters, and instruments. He is an FAA FAASTeam member with nearly 17,000 hours – all civilian general aviation. He operates the aviation services company he founded – Lanier Media – specializing in aircraft sales and acquisitions, type-specific training, multi-media productions, and litigation support. Maher is also an NAAA certified aircraft appraiser and owns a 1973 Cessna 310Q. He can be contacted at laniermedia@gmail.com.

Pilot Back in the AIR after Aviation Scholarship

Thursday, March 23rd, 2017

Aircraft dispatcher Caitlin Lyons, also known as Cessna Chick on her blog, does not allow adversity to get in the way of her goals. Living in Manhattan without a car during IMG_2015smher private pilot training offered quite the challenge. Her commute the closest general aviation airport resulted in over one and half hours on a train followed by a three mile walk while still maintaining a full-time job!

During the 2016 EAA AirVenture Caitlin caught a break, she had earned the ‘Get into the AIR’ scholarship awarded by Aviation Insurance Resources (AIR). Caitlin thanked AIR for getting her back on track towards her goal of becoming a flight instructor.

“It helped me finally do my BFR which was my first since earning my certificate and was delayed more than I would’ve liked it to be! Since then I was able to fly a bunch in the early winter working on my instrument rating and getting time under my (pink!) foggles – always on beautiful days I would’ve loved to enjoy the views of the Pacific. I’ve already knocked out my Instrument and CFII written tests and working on my Commercial/CFI/FOI written tests as well so I can focus on the flying portions. It puts a time limit on my training and gives me even more motivation. I’m hoping to finish up my instrument rating by the end of the summer!” she explained.

When Cailtin wasn’t flying or studying, she was helping others get into the air. She recently spoke to a bimonthly pilot group at her flight school entitled “Fly Like a Girl” about how to find and apply for aviation scholarships and is “always looking for other ways to pay it forward in return for the opportunities I’ve been given.”

Due to the success of their inaugural scholarship, AIR is once again offering the $500 ‘Get into the AIR’ scholarship. The scholarship can be used towards any phase of flight training, a flight review, written exam, instrument proficiency check or a check ride.

AIR is seeking an applicant whose essay and recommendation letter best describes their goals, drive and involvement in the aviation industry. The scholarship winner will be announced at the 2017 EAA AirVenture in Oshkosh, WI. The deadline to enter is June 15th. Scholarship applications are available for download at http://www.AIR-PROS.com/scholarship.php.

About Aviation Insurance Resources (AIR)

Since 1999, AIR has remained closely connected to the industry they serve, many of their customers are friends and some are even family. This is because all of the agents at AIR are pilots and understand the needs and challenges in owning or renting an aircraft and aviation related businesses. No matter your involvement in aviation, AIR can provide a comprehensive yet economical solution for your needs. For scholarship questions or an aircraft insurance quote call 877-247-7767 or fill out a quote request online today!

 

 

 

You won’t believe what plane agents discouraged pilots to purchase…

Wednesday, August 26th, 2015
discourage 2

Yes, we dream about Mustangs, too!

One of the greatest things about attending EAA AirVenture in Oshkosh, WI every year is the people we get to meet. From new clients to old friends, there are often stories to be told. Unfortunately, these stories are not always the best. And we are not talking about aircraft accidents, either. What we noticed on several occasions this Oshkosh was several pilots coming up and telling us that their dream aircraft is out of reach because of insurance and that just is not true. Their insurance agent was discouraging them from reaching for their goals.

All aircraft insurance agents at Aviation Insurance Resources (AIR) are pilots and have dream aircraft of our own as well! While we’ll never discourage you from your aviation goals, we will be honest of the insurance costs behind your dream and what the aviation underwriters look for in pilot experience and training.

For example, while at the seaplane base at Oshkosh this year, agent Victoria Zajko spoke with a couple who were going to move to their dream home and purchase a seaplane. They had various models in mind and the husband and wife had different levels of pilot experience. They had been told by an insurance agent (who does not specialize in aircraft insurance) to get a more “basic” plane. After a discussion on their aviation history and goals, they came up with a plan to receive training in one float plane and upgrade after they had a few more hours floatplane under their belt.

At the AIR booth, one gentleman approached president of AIR, Jon Harden, about his worries of insuring an experimental aircraft. After some discussion about the cost benefits of an experimental aircraft as well as the fact that AIR shops all of the markets for the best rate, the pilot walked away with a little more skip in his step.

Victoria enjoys the Oshkosh seaplane base

Victoria enjoys the Oshkosh seaplane base

Whether transitioning to a more advanced aircraft, an experimental aircraft, or learning a new skill such as your seaplane rating, AIR can guide you through the aviation insurance process without leaving you discouraged. Let us

put our years of aviation and insurance expertise together to provide you with the best rate at the broadest coverage available for your dream aircraft.

To see how insurance agents who are also pilots can assist with your aviation dream, please contact Aviation Insurance Resources by calling 301-682-6200 or visit AIR-PROS.com today and receive your aircraft insurance quote! You can also follow us on FacebookTwitterLinkedIn, and Google+.

Aviation Insurance Resource Adds Bill Snead to Team of Insurance Experts

Friday, February 27th, 2015

Snead, William - Press Release Photo - Web (55KB)Frederick, MD, February 27, 2015 – Aviation Insurance Resources (AIR), ), a leading provider of insurance brokerage services, announced Friday that aviation insurance veteran Bill Snead has joined Aviation Insurance Resources as National/Signature Accounts Manager effective immediately.

Bill Snead brings over 30 years of invaluable aviation insurance experience as an underwriter, agent, broker, and as the former President of the Aircraft Owners and Pilots Association Insurance Services. Snead has worked with clients in all major aviation insurance lines, including: pleasure and business aviation, commercial aviation, experimental, light sport, antique and warbird aircraft, workers compensation, and both small and large program accounts.

Snead began his aviation career with Avemco Insurance in 1977 as a sales underwriter and over the next 20+ years rose to become one of Avemco’s top regional managers.

Snead next worked with Falcon Insurance, while during his 14 year career there he launched and managed Falcon Insurance Agency Great Lakes, serving as vice president of that company.

Most recently, Snead served as president of AOPA Insurance Agency in Wichita, Kansas.

Snead holds a commercial pilot certificate with instrument rating and served in the U.S. Air Force as a C5A crew chief. He has a Bachelor of Science degree from Virginia Commonwealth University.

About Aviation Insurance Resources (AIR)

Snead takes up his post as Aviation Insurance Resources enters its 17th year of serving the aviation community. AIR provides a full range of aircraft insurance and aviation insurance products to clients of all sizes, providing them with the best rates at the broadest coverages available.

Contact
877.247.7767
sales@air-pros.com
PO Box 32
Frederick, MD 21705

 

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Get into the AIR with gyroplane insurance from Aviation Insurance Resources

Tuesday, March 11th, 2014

The gyroplane, also known as an autogyro or gyrocopter made its mark early in aviation history, first flown in January of 1923. Since then, gyroplanes have been catching the hearts of pilots around the world. Amelia Earhart even had to get in on the action, breaking a women’s world altitude record in a gyroplane in 1931. With the ability to fly as a helicopter including STOL (short take-off and landing) and float capabilities, the gyroplane is a unique class of aircraft offered in the aviation market that includes that “rotor wing flying” experience. To properly protect a gyroplane, an insurance agency knowledgeable in the rotor wing industry is a must. That company is Aviation Insurance Resources (AIR).

As pilots themselves, AIR agents understand the unique nature of obtaining rotor wing insurance. In fact, they recently invited aviation insurance underwriters to join them on some gyroplane flights so that they could experience first-hand how safely and easily gyroplane aircraft are handled. The fact that AIR is willing to go the extra mile (or fly it!) ensures they are meeting their aviation insurance customers’ needs. Making the customers’ needs priority one is what ranks them among the most respected aviation insurance brokers in the industry.

Do you own or are looking at purchasing a Vortex, Lightning or the new Sportcopter II gyroplane? Perhaps an AutoGyroUSA MTO Sport, Calidus, or Cavalon or a Magni Gyro? Regardless of the brand of the gyrocopter, AIR agents are here to assist you with your gyroplane insurance every step of the way. AIR will get you covered so you are on your way to experiencing “rotor wing flying” in your very own gyrocopter.

Founded in 1999, Aviation Insurance Resources is licensed in all 50 states and has regional offices throughout the country to serve you better! If you are interested in learning more about gyrocopter insurance, helicopter insurance, or aircraft insurance discounts, please contact Aviation Insurance Resources by calling 877-247-7767 or visit AIR-PROS.com today to receive your free Aircraft insurance quote!

Flying in the Bahamas

Monday, January 27th, 2014

 You’ve left the winter weather behind you. The sun shines brightly above, making the clear ocean sparkle below. Soon you’ll be sipping a cool drink on the beach, hearing the waves lapping at the shore. General bahamas 3aviation opens up a world of freedom, including the freedom to fly your personal aircraft to the islands of the Bahamas, offering over 750 miles of islands to explore. A trip to the Bahamas takes a lot more preparation for the general aviation pilot than it would for someone travelling on an airline. But with some careful planning, it’s guaranteed to be the flight of a lifetime.

Insurance

Most policies include the Bahamas in the policy territory, but it is important to make sure before you departure. If you are unsure if the Bahamas is included in your policy territory, simply give your friendly and knowledgeable Aviation Insurance Resources (AIR) agent a call. If the Bahamas is not included, we will be happy to assist in having the territory extended for you.

Departure to the Bahamas

When departing to the Bahamas, the pilot must open a DVFR or an IFR flight plan as well as complete the eAPIS (Electronic Advance Passenger Information System) manifest. Arrival must be at an Airport of Entry to clear customs where the appropriate documents will be requested and the Bahamas Customs Processing fee will be charged.

Flying in with pets

Just as pilots have some forms to fill out in advanced, so do your pets that you may bring on vacation with you. Pets must be over 8 months old and have a medical certificate completed by a veterinarian within 48 hours of arrival in the Bahamas. A rabies certificate is also required and there are some limits to when the vaccine must have been done.

Departure to U.S.

Similar to arriving in the Bahamas, you must depart from an Airport of Entry, complete the eAPIS, file the appropriate flight plan and pay the departure tax. When readying your flight plan, be prepared that they will request it in ICAO format. Once back to the East Coast, you must land at an Airport of Entry to clear customs and immigrations.

bahamas 4A trip to the Bahamas is on almost every pilot’s bucket list. With the proper preparation and your insurance worries set aside, a general aviation pilot’s Bahamas vacation is sure to “fly” by!

If you are planning to fly to the Bahamas or to find out more about Aviation Insurance and aircraft insurance discounts, please contact Aviation Insurance Resources by calling 877-247-7767 or visit AIR-PROS.com today to receive your free Aircraft insurance quote!

AIR offers a wide range of aircraft insurance options for aircraft of all makes and models from experimental aircraft to standard aircraft, such as Cessna Aircraft, Beechcraft, and Cirrus Aircraft. AIR is also delighted to assist you with Robinson helicopter insurance, builders risk insurance, and corporate aircraft insurance.

You can also follow us on Facebook, Twitter, LinkedIn, Pinterest, and Google+. 

Understanding Light Sport Aircraft

Thursday, January 2nd, 2014

by Victoria Neuville
From: Aviation Digest; January 2014

Excitement. Travel. Freedom. These are all words many pilots use to describe what it is like to fly. Today, there is a plethora of aircraft options tailored to fit these descriptions and the needs of each and every pilot. In 2004, the FAA added a new category of aircraft: Light Sport Aircraft, or LSA. By adding this category, a new genre of pilot certification was also introduced, the sport pilot. Reduced training minimums and removing medical requirements allowed many pilots to take to the air again, or for the first time. These breakthrough additions were not popular at first, but are gaining momentum now more than ever.

Inexpensive.  Advanced.  No medical required. These are some of the many reasons pilots list regarding their decision to purchase or rent a light sport aircraft. What qualifies as a light sport aircraft? The aircraft must meet several requirements to include: a two seat maximum, a maximum take-off weight of 1,320 pounds and a 45 knot clean (no flaps extended) stall speed. In addition, the aircraft must have a single, non-turbine engine and fixed landing gear. Requirements can differ for amphibious LSAs.

While several new models have entered production to specifically fit these requirements, many vintage and other standard category aircraft have also been able to squeeze into this category. Many Aeronca and Taylorcraft airplanes are able to fly under light sport rules. Another popular existing model is the Piper Cub.

LSA pilots, like the aircraft they fly, must meet certain requirements, although these are a bit more relaxed compared to the private pilot certificate. A major benefit to the sport pilot rating is that an aviation medical certificate is not required: A valid driver’s license will do. However, if you have been previously declined a medical by the FAA, you may not fly under sport pilot rules until the medical situation has been reviewed. In addition, the Code of Federal Regulations 61.23(b) states “a person shall not act as pilot in command, or in any other capacity as a required pilot flight crewmember, while that person knows or has reason to know of any medical condition that would make the person unable to operate the aircraft in a safe manner.” When in doubt if you are able to fly legally under sport pilot rules, consult your physician.

Earning a sport pilot certificate is cost effective as minimum flight training time for sport pilots is 20 hours, versus the 40 hours required for a private pilot. An FAA sport pilot knowledge test and practical exam are also required. However, a sport pilot certificate does have its limitations. All flights must be conducted in day visual flight rules (or VFR) conditions. Flights also cannot be performed for hire or for business use. Sport pilots wishing to become sport flight instructors must complete the fundamentals of instruction training and knowledge test, as well as a sport pilot instruction written test and practical flight. Additionally, they must have five hours experience in the make and model aircraft before giving dual instruction. Pilots who are already flight instructors may instruct in sport planes without any additional FAA requirements.

Ease. Experience. One call. With the dawn of the light sport market came the need for LSA specific insurance products. Aviation Insurance Resources (AIR) was quick to provide a variety of options to suit their needs.

Aircraft insurance is available on many levels for light sport aircraft. At a minimum coverage for bodily injury and proper damage is available, often known as “liability only”. For those wishing to protect the hull of the aircraft, physical damage is also available. There are several options available for the hull coverage, first being full, in-flight coverage. Others include ground-not-in-motion or ground and taxi only coverage.

These products can protect LSAs categorized as standard certified LSAs as well as amateur built (experimental) LSAs. For those constructing their own amateur built LSA or restoring a vintage classic, builders risk policies are available during the process, regardless of piloting experience. For those who chose to rent versus purchase their very own LSA, non-owned, or renters insurance, is also available and covers flying an LSA aircraft.

When contacting your insurance agent for a policy on an aircraft you own, it is helpful to have some information handy. First being aircraft information, such as N#, make and model, and the hull value you are considering. Next, flying history on the pilots that will be flying the aircraft is needed. This includes full names, age, and ratings. An estimate of flight times, specifically, time in the make and model of aircraft being insured and time flown in the last 12 months will also be requested.

Kyle Grim, the owner of a Rans S7 LSA recently stated, “I love my LSA’s unique capabilities and was impressed how easily AIR was able to understand what I need in insurance to ensure my piece of mind.”

To keep more cash in your wallet for avgas, there are several opportunities for insurance discounts.  Be sure to inform your agent if your aircraft is kept in a hangar at your airport base: Many times discounts are available for keeping it safely tucked away. Members of aviation organizations such as AOPA and EAA can also receive extra insurance perks and discounts through certain insurance carriers. Be sure to have your organization member number handy when shopping for an insurance quote. Some carriers offer up to 5% off non-owned coverage for those that complete a WINGS – Pilot Proficiency Program phase prior to their renewal. Others offer discounts on owned aircraft policies when a WINGS phase or annual recognized training is completed.

Whatever words you chose to use to describe your passion for flight or your type of aircraft, safety and peace of mind are words you cannot ignore. The agents at AIR will be happy to help you find an insurance package that is right for you as you navigate the new world of light sport aircraft so you can focus on the words that mean the most to you.

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AIR offers a wide range of aircraft insurance options for aircraft of all makes and models, not just light sport! From experimental aircraft to standard aircraft, such as Cessna Aircraft, Beechcraft, and Cirrus Aircraft to Robinson Helicopters, builders risk insurance, and Corporate Aircraft. AIR works with ALL the major aviation insurance markets and can help you find aircraft insurance discounts.

 

Click Here for a FREE Aircraft Insurance Quote!

 

To find out more about when your own quote will be ready, please contact Aviation Insurance Resources by calling 877-247-7767 or visit AIR-PROS.com today to receive your free Aircraft insurance quote!

 

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AeroSport Aircraft Insurance

Wednesday, October 30th, 2013

AeroSport Aircraft Insurance

AeroSport, LLC is the U.S. distributer of SkyReach (Pty) Ltd. and its light sport aircraft, the BushCat (previoiusly known as the Cheetah). Praised for its short takeoff and landing (STOL) capabilities, its low operating costs and low maintenance, the BushCat is popular aircraft used for anti-poaching patrols in Africa.  The BushCat is available in tailwheel or tricycle configurations as a certified SLSA or in kit form as an experimental LSA (ELSA). Built to pilot preference, the BushCat has options for analog instruments or a glass cockpit and an amphibian BushCat is also now available. In addition, AeroSport offers a Kit Build-Assist program, boasting a quick build time of only 150 to 250 hours.

However a pilot choses to customize their dream BushCat aircraft, Aviation Insurance Resources, better known by the acronym AIR, has you covered. We worked directly with the underwriters to get the Cheetah and BushCat insurance approved in the US. Due to these efforts, we are happy to provide competitive coverage for this relatively new aircraft.

AeroSport Aircraft Insurance from Aviation Insurance Resources

AIR is not only licensed in all 50 states, but also offers insurance on all LSA makes and models, from Czech Sportcruiser to Cubcrafters Carbon Cub to Flight Design CT, Evektor, Tecnam, Bristell, Cessna Skycatcher 162, and, of course, the BushCat. We offer several different insurance policies to help protect you and your aircraft, including:

Aircraft Builder’s Risk Insurance: We recently unveiled our new builders and restorers insurance program, designed to protect the aircraft during the building or restoring stage regardless of pilot experience and qualifications. Customized with your needs in mind, this new insurance plan offers flexible liability and hull coverage options.

“As a friend of many aircraft builders and as a homebuilt owner myself, I can only imagine the devastation of losing an aircraft mid-build,” said Jon Harden, president and founder of AIR. “Our affordable program is worth it just for the peace of mind.”

Click Here for a FREE Aircraft Insurance Quote!

To find out more about Aerosport Aircraft Insurance, please contact Aviation Insurance Resources by calling 877-247-7767 or visit AIR-PROS.com today to receive your free Aircraft insurance quote!

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Aviation Insurance Resources Agents are also Clients: We understand you

Wednesday, October 9th, 2013

At Aviation Insurance Resources, better known by the acronym AIR, we offer a wide range of aircraft insurance options for aircraft of all makes and models, from experimental aircraft to standard aircraft, such as Cessna Aircraft, Beechcraft, Cirrus Aircraft, Robinson Helicopters, Piper Cubs, and Corporate Aircraft. We know aviation insurance inside and out. We know the needs of our clients inside and out, as well. How? Here at AIR, our agents are also our clients. Each and every one of our agents is also a pilot, so each understands your needs as a fellow pilot.

Aviation Insurance

Aviation is not just an industry we work in; it is a passion we live every day.

As fellow aircraft owners, AIR understands your needs and challenges in owning an aircraft. Whether you fly a Seaplane, Experimental/Kitbuilt, Light Sport Aircraft (LSA’s), or Warbird, AIR can provide an economical insurance solution for your needs. We strive to provide the best policy at the best premium in every situation. Talk to one of our pilots today to learn more.

Our pilots come from diverse backgrounds in aviation. Many have been flying since they were young and have owned their own aircraft. Ranging from private pilot to commercial pilots and CFIs, AIR agents have a multitude of hours in single engine, tailwheel and multi-engine aircraft.

  • Jon Harden currently owns a Pitts and a Cessna 180. You can find him at the airport flying his beloved tailwheel aircraft any chance he can get and he would love to hear about yours!

  • Chris Wolbert has a family of four and likes to fly aircraft with enough seating for the whole family. He is the perfect pilot to assist you in insuring your family aircraft!

  • Gregg Ellsworth’s dream aircraft is a F4U Corsair, but he specializes in light sport aircraft insurance. He is very knowledgeable in Cub Crafters aircraft, Zodiac and Flight Design insurance and more!

  • Jon Shimer’s favorite flight of the year was in a single blade prop J2 Cub. He has over 300 hours logged in various Piper Cubs and is happy to help you out whether you are a low time or a high time Cub flyer or fly jets.

  • John Sweeney’s favorite airplanes are the Cessna 182 and the Aeronca Champ. John would be happy to assist you in insuring these aircraft or if you are renting and need non-owners insurance. John also manages our S.A.F.E (Society of Aviation Flight Educators) program and is the exclusive provider for CFI non-owner insurance.

  • Victoria Neuville flies a Glasair 1RG on weekends and hopes to upgrade to a Glasair III someday. She knows transitioning to a Glasair can be quite a challenge and can help the insurance portion go smoothly.

  • Lee McKinley is an A&P and a commercial pilot. From airport insurance to aircraft needs, customers continue to come to Lee for his dedicated and knowledgeable service.

  • Melissa McKinley, Lee’s daughter, grew up in the aviation industry and has been working with her father in aviation insurance for about 15 years. From certified to experimental aircraft, Melissa knows a lot about the industry and how to find the best rates in aircraft insurance.

  • Joe Cacho resides in sunny Florida and favorite airport to fly to is KEYW in Key West. Do you have an airplane based in the Keys? Maybe Joe will fly down to help you get some great rates on insurance!

  • Joe Ruck loves the Cessna 177 Cardinal and insures many Cardinal flyers, in fact, Joe manages our Cardinal Flyers Online insurance program. Whether you are looking for fixed gear or retractable Cardinal insurance, Joe Ruck is your agent!

To find out more about Aviation Insurance Resources or our agents, please contact AIR by calling 877-247-7767 or visit AIR-PROS.com today to receive your free Aircraft insurance quote!

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