Archive for the ‘Policy Territory’ Category

Can I Fly My Plane to Cuba?

Monday, September 28th, 2015

Off limits to U.S. citizens since October of 1960, the Caribbean island of Cuba seems to be frozen in time with classic American cars lining the streets. In 1919 the first Cuban flight school opened and for decades Havanacuba 2 to Miami was a popular flight route for general aviators. Leading up to the embargo a mass exodus of private aircraft out of Cuba began, leaving once active grass strips to become overgrown and forgotten. It is now 2015 and the restrictions on travel to Cuba are becoming less restrictive. Will general aviation once again fill the skies above Havana?

Who can visit Cuba?

Despite the recent changes in restrictions on visitation to Cuba, to date Americans are still prohibited by U.S. law from travelling there for tourism purposes. A letter of approval from the State Department is no longer a requirement and they now list the following reasons that a visa will be issued to visit:

  • Family visits
  • Official business of the U.S. government
  • Foreign governments, and certain intergovernmental organizations
  • Journalistic activity
  • Professional research and professional meetings
  • Educational activities
  • Religious activities
  • Public performances, clinics, workshops, athletic and other competitions, and exhibitions
  • Support for the Cuban people
  • Humanitarian projects
  • Activities of private foundations or research or educational institutes
  • Exportation, importation, or transmission of information or information materials
  • Certain authorized export transactions.

Is Cuba general aviation friendly?

Cuba                As with other out-of-country travel, aircraft must leave and enter the United States and Cuba through Airports of Entry (AOE). The invisible border in the air between the U.S and Cuba is a serious one. In 1996 the Cuban Air Force shot down two Cessna Skymasters that were releasing leaflets, killing four individuals. Tensions have eased, however, traveling international boundaries should never be treated lightly. Aircraft wishing to travel to Cuba are granted temporary sojourn licenses on a case-by-case basis. Companies such as Caribbean Flying Adventures are offering guided tours to the Caribbean, including Cuba, helping you through all the rules and regulations from the planning period through the actual flight.

Does your insurance cover travel to Cuba?

The territory portion of your aircraft insurance policy governs where your aircraft is covered to fly. With embargo restrictions being eased, several insurance carriers are extending coverage to the island of Cuba. So far, these trips are approved on a case-by-case basis. The insurance company will ask the reason of the visit (must fit within one of the 12 categories listed previously), the dates, length and route of the trip, as well as who will be joining the pilot. Sometimes there may be an additional fee and/or higher deductibles placed for that trip.

As regulations and US/Cuban relations continue to change it is important to remain up to date on all travel requirements. As pilots themselves, the agents at Aviation Insurance Resources (AIR) always stay up-to-date on matters affecting their favorite mode of travel as well as the insurance implications. To learn more about your insurance policy and if you may be able to visit Cuba, contact a knowledgeable aviation insurance expert at 301-682-6200. For more information on AIR visit: www.AIR-PROS.com.

Aircraft insurance FAQ: Where am I covered to fly?

Wednesday, January 14th, 2015

Many individuals become pilots for the travel and sense of freedom as general aviation opens up a world of airports and new towns to discover. Pilots create flight plans based on dreams of new cities, states and even countries to explore. There are many considerations prior to departing to these new lands. Weather, runway length and fuel services are just some of the variables a pilot would need to research. Before crossing a border, however, how many pilots have considered if their insurance covers that new escapade?

Policy Territory

Most insurance policies for aircraft registered in the United States include coverage for when flying within the 48 contiguous United States, Canada, the Caribbean and Mexico. However, it is important to confirm this to ensure that you are flying within your policy criteria. When uncertain of the locations that your aircraft insurance policy covers, the key words to look for within your policy are “policy territory”. This section of the policy will outline where you are covered to fly.

Alaska and Hawaii

Alaska opens up a world of wilderness to explore, but it can require some extra skills such as mountain flying and paying close attention to ever changing weather. Good weather is what people dream of when they think of Hawaii, but there are many miles of bare ocean to cross before reaching your destination. Due to these states’ unique territory, it is best to double check your policy to make sure you are covered before flying on your Alaskan or Hawaiian flying adventure.

Mexico

Recently the Mexican government changed its requirement so pilots no longer are required to have a Mexican issued policy in addition to their US policy. Thanks to some research by the Aircraft Owners & Pilots Association (AOPA), you can find more information about this recent development on AOPA’s webpage here. However, if you are the ‘better safe than sorry’ pilot-type, issued in both English and Spanish, the Mexican policy and certificate can be quickly issued online. View a helpful checklist for travelling to Mexico and sign up for Mexican insurance here.

The Bahamas

As with Mexico, most policies territory cover the Bahamas. On some policies, however, it doesn’t and all you’ll need to do is to call your aircraft insurance professional to have the policy extended. With over 750 miles of islands to explore, great weather and crystal clear waters to swim in, the Bahamas are a general aviation pilot’s paradise. Looking to brush up on procedures for flying to the Bahamas? Visit our blog about it here!

Canada

Much like flying to Mexico or the Bahamas, the Canadian Aviation Regulations require a pilot to have proof of liability insurance on board the aircraft. Most policies include Canada in their territory, but there can be exceptions, for example, they may exclude the Northwest Territories.

Fly with AIR

To learn more about the territory written within your aircraft insurance policy, give Aviation Insurance Resources (AIR) a call at 877.247.7767 or complete a quote request online. The aircraft insurance experts at AIR have been making the time spent shopping for the best insurance rates fly by for 15 years. Let Aviation Insurance Resources take the controls of your aircraft insurance so you can get back to checking of new sights off your aviation bucket list.