Aerial Advertising Insurance

November 25th, 2015
Aerial Adv

             Skyspot Advertising Cessna 172 with Electric Sign

Aerial advertising is an extremely powerful form of marketing. Not everyone will think twice when they see a plane fly by, but a banner trailing behind it or an electrically lit sign in the night will surely demand a crowd’s attention. The message is large, it turns heads, and most importantly, it is memorable. According to Skyspot Advertising, aerial advertising grabs 88% of an audience’s attention and 79% of those recall what was being promoted. Whether they chose banner towing or an aircraft equipped with an electric sign, for marketers aerial advertising just makes sense. For pilots, it’s a grand business opportunity and a lot of fun!

A pivotal aspect of every successful business is the budget, even more so when it comes to commercial aviation operations. There are plenty of expenses to consider, especially when it comes to protecting your operation with aerial advertising insurance. Not all insurance policies are the same and not all insurance agents are either. All of the agents at Aviation Insurance Resources (AIR) are pilots and understand the proper questions that need to be asked about your business. Our goal is to provide you with a policy package to protect your assets in the event you were to be held legally liable for property damage or bodily injury. Coverage can also extend to physical damage of your aircraft and equipment.

AIR will provide you with not only the broadest coverage available, but at a rate that does not upset your company budget. We shop all of the major aviation insurance markets that are competitive for aerial advertising and banner towing, therefore offering flexibility when it comes to choosing an insurance policy that meets your specific needs. In addition, we are licensed nationwide in all 50 states to serve you better!

If you are looking to start up an aerial advertising firm, tow banners from time to time, or just wish to take a new look at your insurance rates, give the aviation experts at Aviation Insurance Resources (AIR) a call at 301-682-6200. You can also complete and online quote request today! To learn more about AIR you can find us at, Facebook, Twitter, Instagram and LinkedIn!


The Truth Behind Avemco Solicitations

November 19th, 2015

As an aircraft owner, it is highly likely your name and address has been plucked off of the FAA database for a variety of aviation-related mailing blasts. Often it can be hard to sort through the facts and fiction sold in these solicitations. We recently received a letter from Avemco Insurance Company that we wanted to review with you.

The following are excerpts from a recent mailing. While the items listed are all valid points that are important to the consumer, they are not Avemco-exclusive policy provisions. The Avemco statements referenced have been copied word for word from a letter dated 10/19/15. Let’s take a closer look together:

1. Avemco still pays your covered claim even if your medical, annual or flight inspection expires accidentally mid-term.

Life is busy! While most pilots are responsible, detail oriented individuals, important due dates can slip away from us. Luckily, most insurance carriers will still pay your claim in the event of an accidental lapse of an FAA requirement (such as your medical, annual inspection or flight review). That being said, it is important to remember that when you sign an aircraft insurance application you are attesting to the terms and conditions laid out, Avemco or otherwise.

2. Avemco connects you directly with an Aviation Insurance Specialist in our Frederick, MD home office empowered to approve coverage and solve problems.

While Avemco connects you to a company employee, Aviation Insurance Resources (AIR) takes this a step further. Our knowledgeable agents are all pilots! While Avemco representatives can approve coverage (limited by their level of authority) on the phone, we advise an insured prior to talking to the underwriter and discuss the best course of action for your specific needs. AIR works on your behalf, not the insurance company’s.

3. Avemco can give you a personalized quote and even insure you in one phone call.

Avemco can provide one aircraft insurance quote with a phone call because they have the ability to set their own rates. At AIR, we shop all of the major carriers competitive for your unique situation to provide you with the broadest coverage at the lowest available rate. We do not lock you in to just one number and one set of terms. Generally, AIR can provide you with a quote and coverage the same day and at a lower rate than Avemco.

4. Avemco lets you manage your policy, make changes and pay your premium online.

While Avemco promotes their ability to change a policy online, we like to provide you with a personal touch. We are thrilled to pick up the phone and discuss your needs pilot to pilot. In the event a phone call is not convenient for you, you can expect a prompt response from one of our agents via email. We like technology, too, and offer streamlined customer service online! Many applications and forms are available on our website, including portholes to update contact and pilot history information. You can also make your payment online!

5. Safe pilots can save up to 25% on their Avemco annual premium: Save for completing a FAASTeam WINGS course. Save for getting Avemco-recognized recurrent training or a new rating. Save for having an Instrument Rating. Save for hangaring your airplane.

Flying safe is beneficial to you and your loved ones, and to your aircraft insurance rates as well! Aviation insurance policies quoted by AIR may contain a combination of the discounts listed in the above Avemco solicitation. Discounts for FAASTeam WINGS courses and being claims free are available for both owned and non-owned policies! An instrument rating, new ratings, recurrent training, as well as hangaring your aircraft can offer additional savings! Several policies contain extra benefits and discounts for AOPA and EAA members that are not even offered by Avemco.

Line by line it is proven that AIR can offer everything that Avemco claims, plus more! So why involve the middle man? We are pilots looking out for your interest and service with integrity is our priority! Purchasing an aircraft takes time and research. With just two phone calls (Avemco and AIR) you will be provided with all available aircraft insurance quotes from the major markets to make an educated decision. We are so confident in our ability to serve you, we encourage you to call Avemco, our competitor!

To get into the air with your aviation insurance quote today, call our agent and pilots at 877-247-7767 or click here to request a quote online. To learn more about AIR you can find us at, Facebook, Twitter, Instagram and LinkedIn!






AIR FAQ – Helicopter Non-Owned Coverage

November 17th, 2015

Q: My friend told me that I need insurance for renting an aircraft. Aren’t I covered under my flight school’s policy?

A: Although flight schools carry protection for their aircraft, this protection does not necessarily extend to the renter pilot. Often the flight school agreement holds the renter responsible for any and all damage if a loss were to occur. In addition, an insurance carrier may seek to recover their losses by subrogating against the renter responsible for an accident.

Q: I rent a helicopter from a flight school. I know there is fixed wing non-owned insurance, but can I get covered for rotorcraft rental?

A: For years, helicopter renters have been greatly exposed due to the lack of non-owned rotorcraft coverage in the aviation insurance market. Aviation Insurance Resources (AIR) has worked diligently to fill this need and now offers helicopter renters insurance! All of the agents at AIR are aircraft renters or owners themselves, so they understand that while most pilots never plan on having an accident, they can occur. This coverage can certainly bring “peace of mind” in the unlikely event that was to happen.

Q: I’m on a budget, is buying a renter policy really worth it?

A: Often pilots are unaware that their defense costs are also covered in a renter policy. In the event that a suit were to be brought against the renter pilot after an accident by an injured party (bodily injury or property damage or damage to a helicopter), a legal defense is provided by the insurance company and they will try and settle the suit within the limits of coverage purchased. Without coverage, just an initial consultation with an attorney for a couple of hours today would cost in excess of $500 alone. A non-owned rotorcraft insurance policy can start at as low as $304 annually for liability only! Discounts are also available if you are claims free or if you have completed a FAAST Wings phase within the last 12 months.

Q: I’m juggling a full time job along with helicopter flight training several times a week. How much paperwork is involved in securing non-owned helicopter coverage?

A: Good news! Starting helicopter renters insurance has never been easier! With one visit to our website, you can start coverage in under ten minutes and receive binder confirmation almost instantly! Simply click here to get started! Prefer to talk to an aviation insurance professional prior to starting coverage? Our agents and pilots are standing by to assist you with any questions and insurance needs. Simply call 877-247-7767 today!

Aircraft Insurance: More Options = More Savings

November 9th, 2015

It’s simple, really. Having more options within a market creates competition which drives down prices. This same statement can be applied to the aviation insurance industry. For years, one direct writer dominated the aviation insurance market, charging premiums that best fit their own bottom line. Why not take advantage of the competition and save an average of 70%* on your aircraft insurance through Aviation Insurance Resources (AIR)?

One call to AIR gives you access to all major aviation insurance markets. We shop all of the underwriters that are competitive for the type of flying you do and the coverages that you require. In addition, AIR is licensed nationwide (all 50 states) to better serve your needs.

We can produce multiple options for most aircraft types. Our quote comparisons with AVEMCO have shown that by shopping with AIR, pilots enjoy significant savings on their aircraft insurance. We’ve seen a difference of 107% on Cessna 172s and over 122% on a Piper Lance simply by exploring your options! Don’t believe us? Let the chart of actual recent quotes below speak for itself…or give us a call for your quote!


Not only does soliciting the market produce savings, more options can better provide you with a policy that meets your specific needs; not locking you into the guidelines of just one carrier. For example, this allows an aircraft owner flexibility and discounts when it comes to annual training, claims free experience and AOPA membership.

All of the aviation insurance agents at AIR are pilots, so we understand the operating costs involved in owning an aircraft. We want to help by making the insurance shopping process effortless for you. To start saving on your aviation insurance, call 877-247-7767 or complete an online quotation request today! You can also follow AIR on FacebookTwitterLinkedIn, and Google+.

*The above quote comparisons are actual recent quotes using the same pilot information and coverages for all companies. These actual quote samples resulted in an average of 70% savings overall.

Remote Aerial Photography Insurance

October 28th, 2015

Real estate agents, event videographers and photographers, news teams, and other professionals are taking their businesses to new heights thanks to new and affordable UAVs (unmanned aerial vehicles). Many individuals are finding that drones provide them with an extra edge against their competitors, creating unique footage from a bird’s vantage point. Quadcopters and fixed-wing drones are quickly filling the air and sometimes problems arise that the owner and/or operator may be liable for.

Until recently, UAV owners and operators have been finding themselves lost between insurance needs and federal aviation regulations. A new insurance program customized with the drone user in mind has made the process that much easier. In fact, in just a few minutes you can request an UAV liability insurance quotation online!

AIR has been monitoring the growth of the UAV market and keeps up to date with all the industry’s insurance needs, protecting your investment and business’s future. To learn more about unmanned aircraft insurance through AIR, please call us at 301-682-6200 or download our UAV and UAS application today! You can also follow us on FacebookTwitterLinkedIn, and Google+.

Flying Club Spotlight: The Octopus Flying Club

October 19th, 2015


Flying Clubs have become an integral part of the aviation industry due to their ability to create an affordable ownership option for pilots. For over 50 years, the Octopus Flying Club has been catering to the pilots and student pilots of the DC Metro area. Recently, this flying club continued its growth by adding new aircraft and a second location in sunny Florida!

Adopting their name from eight original members, the Octopus Flying Club is friendly and flexible. Allowing student pilot memberships, no rental period minimums and multiple aircraft, the club will fit the needs of most pilots. The club also allows modern online scheduling and 24/7 access to its four aircraft in two popular locations.

Octopus’s Maryland fleet resides at Montgomery County Airpark (KGAI) in Gaithersburg, MD. The aircraft consist of a Piper Warrior, Piper Arrow and a Socata Tabago. A Piper Archer is based at KHWO, or North Perry Airport in Hollywood, FL with more aircraft planned to be added in the future. All four aircraft come with IFR certified GPS and are meticulously maintained.

About the Octopus Flying Club

Club dues are under $100 a month and student membership deposits begin at only $500. In addition, students are offered discounts when they purchase block time, making the Octopus Flying Club an excellent resource for the pilot-in-training looking to have aircraft ownership benefits without the extra overhead. For more information about joining the club visit, email, or call 240-536-9163.

Flying Club Insurance through Aviation Insurance Resources

The agents and pilots at Aviation Insurance Resources (AIR) are happy to assist flying clubs navigate the aircraft insurance industry. Flying clubs range in sizes in needs and AIR shops all of the aviation insurance markets to find a policy that is best suited to the club’s specific situation. To get started on your flying club insurance quote, click here to fill out an online application or call 301-682-6200 today!

Montgomery County Airpark to host Open House

October 12th, 2015

The leaves are starting to change colors and there’s a chill in the air. It’s a perfect time to fly in or drive in to one the last airport open houses of the season! Montgomery County Airpark (KGAI) and DC Metro Aviation invite pilots and aviation enthusiasts alike to celebrate the 55th anniversary of the airpark on Saturday, October 17th from 10am until 2pm.

Guests can expect to see multiple static aircraft displays to include a PanAm DC-3, live music by the band Too Much for Todd, children’s activities, aircraft rides and free hot dogs, chili and hamburgers! Aviation Insurance Resources (AIR) will have a table at the event and our knowledgeable agents and pilots will be available to answer any aircraft insurance questions you may have.

Pilots, please note that GAI is within the Washington D.C SFRA. The ramp will be closed from 7am until 3pm and the runway will be closed form 12pm until 1pm. We hope to see you at this fun family event!

Can I Fly My Plane to Cuba?

September 28th, 2015

Off limits to U.S. citizens since October of 1960, the Caribbean island of Cuba seems to be frozen in time with classic American cars lining the streets. In 1919 the first Cuban flight school opened and for decades Havanacuba 2 to Miami was a popular flight route for general aviators. Leading up to the embargo a mass exodus of private aircraft out of Cuba began, leaving once active grass strips to become overgrown and forgotten. It is now 2015 and the restrictions on travel to Cuba are becoming less restrictive. Will general aviation once again fill the skies above Havana?

Who can visit Cuba?

Despite the recent changes in restrictions on visitation to Cuba, to date Americans are still prohibited by U.S. law from travelling there for tourism purposes. A letter of approval from the State Department is no longer a requirement and they now list the following reasons that a visa will be issued to visit:

  • Family visits
  • Official business of the U.S. government
  • Foreign governments, and certain intergovernmental organizations
  • Journalistic activity
  • Professional research and professional meetings
  • Educational activities
  • Religious activities
  • Public performances, clinics, workshops, athletic and other competitions, and exhibitions
  • Support for the Cuban people
  • Humanitarian projects
  • Activities of private foundations or research or educational institutes
  • Exportation, importation, or transmission of information or information materials
  • Certain authorized export transactions.

Is Cuba general aviation friendly?

Cuba                As with other out-of-country travel, aircraft must leave and enter the United States and Cuba through Airports of Entry (AOE). The invisible border in the air between the U.S and Cuba is a serious one. In 1996 the Cuban Air Force shot down two Cessna Skymasters that were releasing leaflets, killing four individuals. Tensions have eased, however, traveling international boundaries should never be treated lightly. Aircraft wishing to travel to Cuba are granted temporary sojourn licenses on a case-by-case basis. Companies such as Caribbean Flying Adventures are offering guided tours to the Caribbean, including Cuba, helping you through all the rules and regulations from the planning period through the actual flight.

Does your insurance cover travel to Cuba?

The territory portion of your aircraft insurance policy governs where your aircraft is covered to fly. With embargo restrictions being eased, several insurance carriers are extending coverage to the island of Cuba. So far, these trips are approved on a case-by-case basis. The insurance company will ask the reason of the visit (must fit within one of the 12 categories listed previously), the dates, length and route of the trip, as well as who will be joining the pilot. Sometimes there may be an additional fee and/or higher deductibles placed for that trip.

As regulations and US/Cuban relations continue to change it is important to remain up to date on all travel requirements. As pilots themselves, the agents at Aviation Insurance Resources (AIR) always stay up-to-date on matters affecting their favorite mode of travel as well as the insurance implications. To learn more about your insurance policy and if you may be able to visit Cuba, contact a knowledgeable aviation insurance expert at 301-682-6200. For more information on AIR visit:

You won’t believe what plane agents discouraged pilots to purchase…

August 26th, 2015
discourage 2

Yes, we dream about Mustangs, too!

One of the greatest things about attending EAA AirVenture in Oshkosh, WI every year is the people we get to meet. From new clients to old friends, there are often stories to be told. Unfortunately, these stories are not always the best. And we are not talking about aircraft accidents, either. What we noticed on several occasions this Oshkosh was several pilots coming up and telling us that their dream aircraft is out of reach because of insurance and that just is not true. Their insurance agent was discouraging them from reaching for their goals.

All aircraft insurance agents at Aviation Insurance Resources (AIR) are pilots and have dream aircraft of our own as well! While we’ll never discourage you from your aviation goals, we will be honest of the insurance costs behind your dream and what the aviation underwriters look for in pilot experience and training.

For example, while at the seaplane base at Oshkosh this year, agent Victoria Zajko spoke with a couple who were going to move to their dream home and purchase a seaplane. They had various models in mind and the husband and wife had different levels of pilot experience. They had been told by an insurance agent (who does not specialize in aircraft insurance) to get a more “basic” plane. After a discussion on their aviation history and goals, they came up with a plan to receive training in one float plane and upgrade after they had a few more hours floatplane under their belt.

At the AIR booth, one gentleman approached president of AIR, Jon Harden, about his worries of insuring an experimental aircraft. After some discussion about the cost benefits of an experimental aircraft as well as the fact that AIR shops all of the markets for the best rate, the pilot walked away with a little more skip in his step.

Victoria enjoys the Oshkosh seaplane base

Victoria enjoys the Oshkosh seaplane base

Whether transitioning to a more advanced aircraft, an experimental aircraft, or learning a new skill such as your seaplane rating, AIR can guide you through the aviation insurance process without leaving you discouraged. Let us

put our years of aviation and insurance expertise together to provide you with the best rate at the broadest coverage available for your dream aircraft.

To see how insurance agents who are also pilots can assist with your aviation dream, please contact Aviation Insurance Resources by calling 301-682-6200 or visit today and receive your aircraft insurance quote! You can also follow us on FacebookTwitterLinkedIn, and Google+.

Oshkosh Offer: Discounted Aviation Children’s Book with Insurance Quote

July 1st, 2015

Soon, thousands of pilots and aviation enthusiasts will gather on the grounds of Wittman Regional Airport in Oshkosh, WI for the 2015 EAA AirVenture. Featuring over 10,000 aircraft and a daily airshow, Oshkosh is the place toTurbo with Book be in July! Are you ready for all that it has to offer?

The pilots and agents at Aviation Insurance Resources (AIR) are getting excited to meet current and new clients at friends at the world’s largest airshow. Visit our booth in Building A, #1120 to receive the best aviation insurance rate and an Oshkosh-only special offer!

Special Oshkosh Offer:

In December 2012, Victoria Neuville Zajko, a commercial pilot and insurance agent at AIR flew to West Virginia to adopt a puppy from a local rescue. Turbo was the only appropriate name for the pup, who took to flying right from the beginning. Turbo loves to be in the air and is closing in on 100 hours logged in flight.

Inspired from Turbo’s real-life story, Zajko teamed up with newspaper publisher and friend Kelly Kennedy to create a children’s aviation book series, Turbo the Flying Dog. The first book tells shelter dog Turbo’s “tail” as he discovers he will finally have a new home and a family, but learns he must first get there by plane. Turbo has never seen a plane before, let alone flown in one, and as the story unfolds he discovers that he just may enjoy flying! Turbo’s second book, Turbo Learns to Fly, will release just in time for Oshkosh allowing young readers to follow Turbo as he takes his first flight lesson.

Victoria will be in the AIR booth with copies of books one and two from the Turbo series. She is offering a $2 discount on book purchases to those who request an aviation insurance quote during the show.

More about Turbo:

Authors Kelly Kennedy and Victoria Zajko describe the book as a light-hearted adventure for children ages four to eight focused on rescue, family, and aviation. Illustrated by Michelle Zajko, the bright colors and illustrations mimic the real Turbo and his aviation surroundings.

To learn more about the Turbo series, visit You can also follow him on Facebook, Instagram and Twitter!

More about AIR:

All agents at AIR are pilots and come from a strong background in aviation. When you call AIR, you will always find yourself talking to a person who is as excited about your aircraft as you are. Whether you are looking for flying club insurance or flight school insurance, Cessna 150 insurance or King Air insurance, all of our agents at AIR will take your needs personally as if it were their own.

AIR works with all the major markets to obtain the best rates at the broadest coverage available. To save time and money on your aviation insurance please contact Aviation Insurance Resources by calling 877-247-7767 or visit today to receive your aircraft insurance quote!

You can also follow us on Facebook, Twitter, LinkedIn, Instagram and Google+.

Stop by our booth at Oshkosh: Building A, #1120 to hangar fly with us!