Flying is a Family Affair for Wisconsin Business

November 26th, 2014

DuffysMany pilots enjoy sharing their love for aviation with their families. At Duffy’s Aircraft Sales and Leasing aviation is nothing short of a family affair. Founded in 1974 by Harold “Duffy” and Alice Gaier, Duffy’s Aircraft has locations both in Neillsville and Marshfield, Wisconsin. The Gaiers’ sons quickly joined in on the family aircraft business and all together, Duffy’s has been providing friendly and safe aviation services for over 40 years.

Duffy’s offers it all, providing charter services, aircraft maintenance and even holiday light flights! For those considering becoming a pilot as a hobby or a career, a discovery flight at Duffy’s in just a step away. From there, training for sport pilot to commercial and advanced endorsements are available. Adding to the list of options at this flight school are on site computerized written exams and a designated examiner on staff.

Tired of renting an aircraft? Duffy’s offers aircraft leasing! From Pipers to Cessnas, Duffy’s Aircraft provides aircraft leased exclusively to you or your club for long term use. Regardless if you rent or lease through Duffy’s, they recommend getting your aircraft insurance through their own broker, Aviation Insurance Resources (AIR). Since its inception, AIR has been providing Duffy’s Aircraft and their students and pilots, the best rates and the broadest coverages available in the insurance industry.

About Duffy’s Aircraft Sales and Leasing

Involved with aviation since the 1960’s the Gaiers are right at home at both Neillsville and Marshfield airports. With two locations and a wide variety of aircraft and pilot services, Duffy’s aircraft is the one stop shop in central Wisconsin for all things aviation.

To see what else Duffy’s can offer you visit them online at DuffysAircraft.com or call the family at 715-387-2211. Office hours are 8AM until 6PM Monday through Sunday.

About Aviation Insurance Resources (AIR)

As fellow aircraft owners and pilots, AIR understands your needs and challenges in properly insuring your assets. All of the insurance companies we represent are A.M. Best rated “A” or better. Best of all, AIR is licensed in all 50 states and represents all of the major aviation insurance markets.

To find out more about non-owned aircraft insurance, insurance for a leased aircraft, or insuring or aviation business, please contact Aviation Insurance Resources by calling 877-247-7767 or visit AIR-PROS.com today to request your aviation insurance quote online!

You can also follow AIR on FacebookTwitterLinkedIn, and Google+.

Insuring your Skywagon

November 19th, 2014

With the flexibility to be equipped on wheels, floats or skis and perfect for bush adventures or just cruising with friends and family, the Cessna 180 is one of the most versatile tail wheel aircraft. Introduced in 1953 and later dubbed the C180“Skywagon” the Cessna 180 has been soaring through the skies as a pilot favorite for over 50 years.

If anyone doubts the capabilities of the Cessna 180, just let them know that the first woman to fly solo around the world did it in a Cessna 180. Geraldine “Jerrie” Mock departed in N1538C, The Spirit of Columbus, from Columbus, OH in April of 1964. Jerrie flew into the history books after 29 days of flying a total of 22,860 miles. The aircraft now hangs in the National Air and Space Museum.

“The Cessna 180 Skywagon is one of the best planes that Cessna has ever produced. Of all the aircraft I have owned over the years, the Cessna 180 is one of my favorites,” says Jon Harden, President of Aviation Insurance Resources (AIR) and member of the International 180/185 Club.

Aviation Insurance Resources (AIR) specializes in aircraft insurance. With over 34 years of aircraft insurance expertise, AIR will save you time and money on your Cessna 180 insurance. Just check out or ad in the Skywagon newsletter, or fill out an online quote request here!

To learn more about how Aviation Insurance Resources can assist you with your Cessna 180 Skywagon insurance please call 877-247-7767 or visit AIR PROS.com today and receive your insurance quote! You can also follow AIR on FacebookTwitterLinkedIn, and Google+.

Is Your Company Protected when Flying on Business?

November 12th, 2014

General aviation plays a vital role in the corporate world. Business jets, turboprop aircraft and small single engine aircraft offer businesses flexibility in departure times and destinations that airlines lack. From a high level executive attending a board meeting to a salesman making a house call the next state over, general aviation offers efficient business trips without the hassle of extreme security, layovers and boarding times. In the case of an accident or bodily injury upon a business flight, is your company protected?

 

If a pilot flying his own personal aircraft on business and were to cause bodily injury or property damage, not only the pilot, but his company he works for, could be held liable. Large corporations charter jet and turboprop aircraft often for country-wide business meetings. If an accident were to occur, the victims and their families may hold your corporation accountable. Corporate non-owned aircraft insurance is a policy built to protect a corporation where employees may operate and/or be a passenger in an aircraft on company business. Corporate non-owned aircraft insurance offers businesses piece of mind when their employees and leaders travel via general aviation. Business owners have enough to worry about, so leave the non-owned corporate insurance to Aviation Insurance Resources (AIR).

 

Aviation Insurance Resources provides a full range of aircraft insurance and aviation insurance products to fit your corporation’s needs. AIR represents all of the major insurance markets and offers the broadest package of protection and the best available rates. To learn more about the Aviation Insurance Resources and corporate non-owned aircraft insurance please call 877-247-7767 or visit AIR-PROS.com today and receive your insurance quote! You can also follow AIR on FacebookTwitterLinkedIn, and Google+.

Aviation Insurance: Workers Compensation Explained

November 5th, 2014

Business owners maintain a high level of responsibility. Deadlines must be met, customer satisfaction is a priority and employees need to be kept safe. An important aspect of a thorough business plan is ensuring that the company and employees are protected in the case of an injury from an on-the-job hazard.

Most states require Fixed Base Operators (FBOs), corporate flight departments, flight schools, and maintenance shops to acquire workers compensation insurance to safeguard its assets and employees. The first part of workers compensation policy covers direct work related employee injury, regardless of fault. This segment of the insurance provides medical payments and loss of pay to the incapacitated party. There are no limits set on employee injury liability.

Employers’ legal liability is the next portion of workers compensation insurance, where various limits can be purchased. This covers the legal defense of the business as well as negligence pay.

When speaking to your agent about aviation workers compensation insurance, it is best to have the estimated annual salaries of all the individuals in your company prepared, the number of individuals employed part time and full time, and their work assignments.

Workers compensation insurance is a necessity for aviation businesses and non-aviation related businesses alike. A non-aviation employer who uses general aviation aircraft for business should confirm that their workers compensation policy includes an employee flying a general aviation aircraft as a crewmember.

Workers compensation is as important to a business as choosing an insurance agent who understands your specific needs. Aviation Insurance Resources (AIR) has been providing aviation corporations with workers compensation insurance for over 15 years. With agents that average more than 30 years experience in the aviation industry, business owners can take comfort in the fact that they are properly protected by aviation insurance experts.

Aviation Insurance Resources provides a full range of aircraft insurance and aviation insurance products to fit each client’s needs. From workers compensation to aircraft insurance, AIR represents all of the major insurance markets and offers the broadest package of protection and the best available rates. To learn more about the Aviation Insurance Resources and aviation workers compensation insurance please call 877-247-7767 or visit AIR-PROS.com today and receive your insurance quote! You can also follow AIR on FacebookTwitterLinkedIn, and Google+.

Aero News Network: SAFE CFI Insurance Now Quoted, Bound Instantly

October 30th, 2014

SAFE CFI Insurance Now Quoted, Bound Instantly

Covers Instructors Teaching In Non-Owned Aircraft

For the first time, Society of Aviation and Flight Educators (SAFE) aircraft liability insurance for CFIs is available almost instantly, without the long, drawn-out paper applications required for most other CFI policies.

“SAFE members can now buy SAFE CFI insurance online, pay with a credit card and get confirmation of their new policy almost instantly, usually not more than five minutes,” said Jim Anderson, Senior Vice President of Starr Aviation in Arizona, which underwrites the special CFI insurance. “Previously, flight instructors could have to wait weeks for protection when instructing in a non-owned aircraft, such as one owned by a new student eager to learn to start flying.” The no-delay liability insurance from Starr Aviation is available through Aviation Insurance Resources (AIR) of Maryland.

The unique SAFE insurance provides liability coverage up to $1 million dollars for flight instructors, with sub-limits of $200,000 per passenger and up to $200,000 for damage to the aircraft. Coverage for “negligent instruction” is extended to CFIs for aircraft damage during any dual flight instruction, flight review or checkride the CFI performs.

SAFE membership is required to buy the coverage. The SAFE CFI coverage has many features not offered by competing CFI insurance policies, including multi-engine and seaplane coverage at no additional premium. Other features include a discount for proficiency training and a claim-free history, runway foaming, search and rescue and leased hangar damage.

The special SAFE CFI insurance was first offered in 2010, and unlike some other CFI policies covers an instructor in not only standard category aircraft but also in experimental or restricted category aircraft, in Light Sport aircraft and both single and multiengine seaplanes.

SAFE’s instant CFI protection through AIR is now available in 49 states, with approval pending for Alaska.

FMI: www.safepilots.org

Navigating Aviation Maintenance Insurance

October 26th, 2014

There are a number of scientific principles that go into an aircraft to keep it in the air. Aside from aerodynamics and the physics of flight, there are actually people and companies dedicating their careers to keeping your aircraft flying. Those are the people at your local aviation maintenance center. And just like properly insuring an aircraft to protect your investment and liability exposures, aircraft maintenance facilities need the appropriate coverage to protect them from potential claims and financial hardship.

Premises Liability

Any business can be liable for simple bodily injuries such as a slip and fall on the sidewalk to more dramatic bodily injury and property damage. Premises liability is first priority for aviation businesses such as aviation maintenance facilities. Premises coverage protects the company and the claimant in cases of bodily injury and property damage in and around the insured property.

Products /Completed Operations Liability

A client has a new engine installed and expects all to be in working order when departing with their newly upgraded aircraft. What happens if something were to go wrong? Completed Operations/Product liability provides protection for losses or injuries arising out of a service you provided or product you have sold.

Hangar Keepers Liability

Aircraft owners take comfort in placing their aircraft in capable hands; however, sometimes accidents do happen. Perhaps an employee moved an aircraft to fit another aircraft in the maintenance hangar and the aircraft suffered some hangar rash. Hangar Keepers liability insurance protects a maintenance shop from liability when a non-owned aircraft is damaged while in your care, custody or control whether for storage and repair.

Building/Contents Insurance

Every maintenance shop needs a home base and a location to store valuable tools and equipment. Building and Contents insurance is exactly what it sounds like; it covers your structure and tools in the event of a loss.

Worker’s Compensation

Worker’s comp covers you in the event one of your mechanics is injured while on the job. An employee injury on the job can lead to costly medical expenses and loss of work. Aviation businesses such as maintenance shops, flight schools, FBO’s and corporate flight departments depend on aviation workers compensation insurance to properly safeguard the aviation related exposures of their business.

Safety First

A proper safety and training plan in the workplace can reduce the chance of a preventable mishap and claim. Discussing your plan for training with your aviation insurance specialist can help you secure the best terms for your department.

About Aviation Insurance Resources

Aviation Insurance Resources (AIR) has been assisting aviation maintenance centers in protecting their businesses for over 15 years and our agents average more than 30 years experience in the aviation industry. Cessna Pilot Centers, Cirrus Service Centers, Bombardier Service Centers and McCaully Prop Shops can depend on service with integrity and the broadest policy coverage. If your business focus is a small aircraft repair shop to a large jet center MRO or an avionics service center, AIR will match the best policy for you and the best available rates.

Aviation Insurance Resources provides a full range of aircraft insurance and aviation insurance products to fit each client’s needs. AIR represents all of the major insurance markets and offers the broadest package of protection and the best available rates. To learn more about the Aviation Insurance Resources and aviation maintenance shop insurance please call 877-247-7767 or visit AIR-PROS.com today and receive your insurance quote! You can also follow AIR on FacebookTwitterLinkedIn, and Google+.

New & Easy Coverage for Rotorcraft Renters

October 22nd, 2014

From survey to rescue uses, to just being able to land in your own backyard, helicopters are useful and enjoyable aerial vehicles. However, it is important that the pilot and their family are properly protected. Helicopter renter pilots can now have peace of mind with simple, easy to start insurance coverage.

What’s Covered

The Starr Aviation non-owned helicopter insurance policy covers your pleasure and business related flying in non-owned, fixed wing and rotor aircraft. The policy provides coverage for non-pressurized land aircraft having a piston powered single engine no more than 450 rated horsepower and no more than 7 total seats. The airplane or helicopter can be certified as standard, experimental, restricted, or light sport! From a Robinson helicopter to a Rotorway, or a Bell, Hughes or Safari, this policy has you covered.

Helicopter Flight SchoolsVictoria Heli

Generally, helicopter flight schools have large deductibles. Therefore, it is beneficial for a helicopter flight school to require non-owned rotorcraft insurance of its student and renter pilots. This insurance not only protects the renter pilot, but also the flight school’s deductible and loss of use.

Instant Quote and Coverage

Aviation Insurance Resources (AIR) understands how busy life can be. Items such as helicopter renter’s insurance often get buried deep in to-do lists, which may become forgotten until it’s too late. That is why AIR, along with Starr Aviation, is happy to offer an instant quote and ability to purchase coverage online. After purchasing, a copy of your payment and binder confirmation will arrive in your inbox giving you a piece of mind the next time you fly. Simply click here to get started.

 

About Starr Aviation

With each team member, on average, enjoying over 15 years of aviation insurance experience, Starr Aviation is highly competent, allowing us to be a major provider of insurance for varying aircraft hull & liability risks. Starr offers comprehensive coverage for an extensive range of aircraft hull and liability exposure and our experienced underwriters develop programs tailored to each of these specific risks, including fixed and rotor wing aircraft for both commercial and corporate operations.

About Aviation Insurance Resources

Aviation Insurance Resources provides a full range of aircraft insurance and aviation insurance products to clients of all sizes. AIR represents all of the major insurance markets and offers the broadest package of protection and the best available rates. To learn more about the Aviation Insurance Resources and non-owned rotorcraft insurance please call 877-247-7767 or visit AIR-PROS.com today and receive your aircraft insurance quote! You can also follow AIR on FacebookTwitterLinkedIn, and Google+.

Renter’s Insurance Made Easier

October 14th, 2014

Renting an aircraft or borrowing one from a friend comes with a lot of responsibility. A thorough pre-flight is important to ensure the previous pilot did not leave any damage. Maybe you need to get the aircraft back on time before the next pilot has signed up for it. Perhaps, the rule is to top the tank off after you land. Have you thought about if you are actually protected by the owner’s aircraft insurance?

When you rent or borrow an aircraft you may not be protected by the owner’s aircraft insurance policy (including your local FBO). If there is an accident you may be held legally liable for damages to the aircraft, or even worse, injuries to others out of your own pocket.

NEW: Easy Quote & Purchase Online

Aviation Insurance Resources (AIR) provides a full range of aircraft insurance, including non-owned insurance for aircraft renters. AIR prides itself in being a one stop shop for all things aviation insurance and now has just made purchasing non-owned aircraft insurance even easier!

AIR is excited to announce that non-owned aircraft insurance is now available to be purchased online directly through our website! Through a premier partnership with Starr Aviation, AIR offers personal non-owned aircraft liability protection in standard, experimental, multi-engine and helicopter aircraft! Pilots can now sign up and pay for insurance in an easy and secure policy porthole, receiving instant binder confirmation. To start coverage, simply visit our website and click on “non-owner” or follow this direct link.

Flight Instructors

Certified Flight Instructors (CFI) providing instruction in someone else’s aircraft could also be liable for the instruction they provide. CFI non-owned aircraft policies and the exclusive SAFE CFI member policies are now available to start coverage online as well!

Insurance Discounts

Flying safe can often lead to helpful discounts on your aircraft insurance and these are available online with just a click of a button! Discounts are available for pilots who are claim free, pilots who complete a phase in the WINGS pilot proficiency program prior to beginning coverage, and those who have completed the OpenAirplane Universal Pilot Checkout.

About Starr Aviation

With each team member, on average, enjoying over 15 years of aviation insurance experience, Starr Aviation is highly competent, allowing us to be a major provider of insurance for varying aircraft hull & liability risks. Starr offers comprehensive coverage for an extensive range of aircraft hull and liability exposure and our experienced underwriters develop programs tailored to each of these specific risks, including fixed and rotor wing aircraft for both commercial and corporate operations.

About Aviation Insurance Resources

Aviation Insurance Resources provides a full range of aircraft insurance and aviation insurance products to clients of all sizes. AIR represents all of the major insurance markets and offers the broadest package of protection and the best available rates. To learn more about the Aviation Insurance Resources, please call 877-247-7767 or visit AIR-PROS.com today and receive your aircraft insurance quote! You can also follow AIR on FacebookTwitterLinkedIn, and Google+.

AIR to Attend Aviation Homecoming

September 29th, 2014

New for this year, the Aircraft Owners and Pilot Association (AOPA) is hosting aviation fly-ins around the country to meet its members and to join pilots and aviation enthusiasts together. On Saturday, October 4th AOPA will have a homecoming celebration, bringing the fly-in back to Frederick Municipal Airport (KFDK) for the first time in five years.

The event takes off at 8:30am with a pancake breakfast (register here) and continues with a day of aircraft exhibits and free seminars. At 2:30pm AOPA president, Mark Baker, will conduct a Pilot Town Hall meeting. Other activities include flights in the EAA’s B-17 Flying Fortress (sign up here) and an aerobatic performance by Red Bull Air Race Champion pilot Michael Goulian. The event closes at 4pm.

Fun with Aviation Insurance Resources (AIR)

The aircraft insurance specialists at Aviation Insurance Resources (AIR) will have a booth and a cookout at the AOPA homecoming. Aviation plays an important role in the lives of the agents and pilots at AIR and those in the Frederick Home Office spend many a day flying (and hangar flying) out at KFDK.

All agents from the Frederick Home Office will be in attendance as well as Melissa McKinley, who manages the Bradford, Pennsylvania location. You can greet the agents at Booth #21 in the exhibitor tent next to AOPA headquarters from 9am to 4pm. AIR is also hosting a free cookout for new and prospective clients and friends at Hangar E7 from 11am to 2:30pm!

Make a weekend out of it

AIR and AOPA are based in the beautiful city of Frederick, MD. Historic downtown Frederick offers fantastic shopping, restaurants offering various culinary experiences and a strolls along a scenic creek and park. Frederick is also just under a 50 mile drive from Baltimore and Washington D.C. as well as only 20 miles from Harpers Ferry National Historical Park.

Flying in – Washington DC Special Flight Rules Area

Among the clouds there are many invisible boundaries that pilots must adhere to. Established for security concerns, special events, or even defining the rules of flight for airspace surrounding an airport, these boundaries are important to know about before each flight. One of the most widely known types of airspace is the Special Flight Rules Area, or SFRA, around the nation’s capital of Washington D.C. which plays a role when flying in the vicinity of FDK. You can learn more about the Washington D.C. SFRA here.

About AOPA

AOPA is the largest general aviation association in the world dedicated to protecting its members’ freedom to fly. AOPA member services include legal services, advice, educational events and advocacy work with the U.S. government. You may learn more about AOPA at www.AOPA.org.

About Aviation Insurance Resources

Aviation Insurance Resources provides a full range of aircraft insurance and aviation insurance products to clients of all sizes. AIR represents all of the major insurance markets and offers the broadest package of protection and the best available rates. To learn more about the Aviation Insurance Resources, please call 877-247-7767 or visit AIR-PROS.com today and receive an Aircraft insurance quote! You can also follow AIR on FacebookTwitterLinkedIn, and Google+.

 

Aircraft Insurance: Medical Payments Explained

September 24th, 2014

While insurance needs can vary depending on the aircraft use and pilot experience, the structure of the insurance quote and policy is usually divided up into three sections: Liability, Physical Damage and Medical Payments. A common question the insurance specialists at Aviation Insurance Resources (AIR) receive is “What are medical payments? Isn’t bodily injury included in my liability coverage?”

Medical payment coverage in an aircraft insurance policy is the limit that can be paid out when someone is injured in your aircraft, regardless of fault. This medical coverage is usually included in your policy ranging from $1,000 to $5,000 each occupant, including the pilot, but a higher limit can be purchased for an additional premium.  The intent is payment to take care of the smaller expenses without going through the process of determining who is legally liable to pay.   If there is legal liability, then the limit for Bodily Injury and Property Damage shown in your Policy applies.

Check your auto insurance policy and you will find exactly the same type of coverage, listed as Medical Payments.

An example is a passenger stepping out of your Piper Cherokee and slips on the wing requiring a few stiches at the local clinic.  Who knows who was actually at fault here but your Medical coverage will take care of your passenger regardless.

The aircraft liability portion of insurance policy specifies the limits paid should you be found liable for bodily injury. Liability can be purchased excluding or including passengers. The majority of insurance companies today write their policies on a “per passenger” policy form versus the “per person” form which is not as broad.  Be sure to check if your policy is up to industry standards by seeing if it is written on a per person or per passenger basis.

Aviation Insurance Resources is an industry leading aviation insurance agency that has access to all the major aviation insurance markets.  All of our agents are pilots so we understand the aviation industry’s needs. We strive to provide the best policy at the best premium in every situation.

To learn more about the medical payments on your policy, please contact Aviation Insurance Resources by calling 877-247-7767 or visit AIR-PROS.com today and receive a free Aircraft insurance quote! You can also follow us on FacebookTwitterLinkedIn, and Google+.