AIR FAQ – Aviation Premises Insurance

February 8th, 2016

Q: Does my aircraft insurance policy include aviation premises coverage? I don’t own my hangar, I rent it from the local airport authority. If someone injures themselves inside the hangar, could I be held hangar 1responsible?

A: Aviation premises insurance comes into play if a person becomes liable for property damage or bodily injury in connection with the hangaring of an aircraft.  Aviation Insurance Resources (AIR) works with all of the major aviation insurance markets and a majority of them include premises liability automatically in their policy’s expansion endorsement. If it is not included, don’t worry! Aviation premises liability coverage can be added for as little as $500 a year with limits of up to $5 million liability!

If you are a hangar owner, a hangar insurance policy protects the building, contents and provides bodily injury liability coverage. Loss of business income, electronic equipment, tools, mobile equipment, fuel tanks and business personal property are additional coverages that can also be added. Coverage can even be issued even when the hangar is in the building stage!

If you are unsure of what coverage you require, ask the pilots and agents at AIR by calling 877-247-7767 or visiting today! You have a hangar to protect your aircraft, and you have AIR to protect YOU!

Mooney Aircraft Insurance – Revisited

February 2nd, 2016

In June of 2013, we published one of our most popular blogs on Mooney Aircraft insurance. Since the original posting, Aviation Insurance Resources (AIR) has continued to provide prospective and current Mooney owners with superior customer service while obtaining the best insurance rates and the broadest coverage available. Read on to find out why Mooney Aircraft has become a quick pilot favorite over the years.

June 24, 2013 – Christopher Wolbert, Regional Vice President of AIR completed his instrument rating in a Mooney twenty years ago. Despite the time that has passed, Mooney aircraft remain one of his favorite Mooney-Aircraft-Insurance-300x225aircraft manufacturers.

“Until that point, I had completed most of my pilot training in Cessna Aircraft. The Mooney was a new and exciting experience. The aircraft’s additional speed combined with instrument training made my training challenging, but rewarding.” Chris remembers.

Founded in 1929 by Al Mooney in Wichita, Kansas, the Mooney Airplane Company has carved its place in aviation history because of its dedication to performance and innovation. Mooney has always focused on producing the highest-performing, safest and most efficient aircraft on the market. It is this focus that has allowed Mooney to set several aviation records, including:

  1. First pressurized single-engine, piston-powered aircraft (M22 Mustang).
  1. Fastest transcontinental flight in a single-engine, piston-powered production aircraft (M20K 231).
  2. First production aircraft to achieve 200 mph on 200HP (M20J 201).
  3. Several altitude records (M20K 231).
  4. First single-engine, power-control certified (FADEC) in the U.S. (M20L Porsche).
  5. Fastest piston-powered aircraft currently in production (M20M DX single).
  6. First single-engine aircraft certified for flight into known icing conditions (M20M DX w/TKS anti-icing system).
  7. More than 130 world speed records.
  8. First single-engine retractable to achieve 237 KTS (M20).
  9. And More!

Mooney aircraft combine legendary speed, robust rate-of-climb, rock-solid safety and security, innovative technology, hand-built precision craftsmanship, and unmatched value.

The Mooney Airplane Company – which has delivered more than 11,000 aircraft worldwide, a fleet that has amassed more than 40 million hours of flight – currently sells three models of the M20: Ovation2 GX, Ovation3 and Acclaim.

Mooney Aircraft Insurance from Aviation Insurance Resources

Aviation Insurance Resources, also known by the acronym AIR, represents all of the major aviation insurance markets, which allows us to offer the broadest package of protection at the best available rates. AIR provides a wide range of aircraft insurance options for aircraft of all makes and models, from Cessna Aircraft to Robinson Helicopters to Piper Cubs to, of course, Mooney aircraft, like the Ovation2 GX, Ovation3 and Acclaim.

AIR is licensed in all 50 states. Click Here for a FREE Aircraft Insurance Quote!

To find out more about Mooney Aircraft Insurance, please contact Aviation Insurance Resources by calling 877-247-7767 or visit today to receive your free Aircraft insurance quote! You can also follow us on Facebook, Twitter, LinkedIn, Pinterest, and Google+.

How to get the best rate on your aircraft insurance in one easy step!

January 25th, 2016

Before purchasing an aircraft, most pilots complete a cost analysis to determine the annual expenses and sustainability of aircraft ownership. Lower aircraft expenses generally mean more time in the air for the Over Brunswick 2010-01-31pilot and ways to safely cut these costs are often pursued. While aircraft insurance is a smaller percentage of annual aircraft expenses, it is an area that is worth the extra research to reduce rates. One company takes the challenge out of finding the lowest rate for your aircraft insurance while maintaining the broadest package of protection.

Founded by two pilots in 1999, Aviation Insurance Resources (AIR) solicits quotations from the major underwriters that would be the most competitive for the type of flying you do and the coverages you require. AIR has since continued to grow and prides itself in the tagline “Pilots Protecting Pilots” as all our agents are also pilots and share a great passion for the aviation industry. AIR also has four locations across the United States to better serve you!

AIR specializes only in aviation insurance and can provide aviation insurance policies for:

Owners Aircraft Insurance (airplanes, rotorcraft, gyrocopters, gliders, light sport aircraft (LSA), seaplane, turbine, jet, very light jet (VLJ), experimental and standard category)

Renters Aircraft Insurance

Sport Pilot Insurance

Fixed Base Operator (FBO) Insurance

Flight School Insurance

Aircraft Charter Insurance

Aviation Premises Insurance

Aviation Products Insurance

Hangar Keepers Insurance

Workers’ Compensation

Hangar Insurance

UAV/UAS Insurance

Aerial Photography Insurance

Flying Club Insurance

Skydiving Insurance

…and more!


Serving our fellow pilots for over 17 years, AIR understands the budgeting needs of aircraft owners and aviation business operators. Call Aviation Insurance Resources (AIR) at 301-682-6200 or complete an online request to start saving today! You can also follow us on FacebookTwitterLinkedIn, and Google+.

Smartphone App Seeks to Improve UAV/UAS Safety

January 19th, 2016

The FAA estimates that over 30,000 unmanned aerial vehicles could be flying within the next ten years. With increased traffic in the skies, it is important that UAV/UAS operators remain vigilant and safe. B4UFLYWedding videographers and real estate agents are just two fields where drone use has become quite prevalent and where incidents have occurred. Line patrol, surveillance, agriculture and conservation add to the list of trades enhancing their businesses with UAV/UAS use. Without safety measures in place, a company’s future can be severely jeopardized if a suit were to be filed against them. Luckily, a smart phone app developed by the Federal Aviation Administration (FAA) is now available to assist in safely operating your UAV or UAS.

B4UFLY is a simple application to help point the user to any restrictions within their area. B4UFLY contains a flight status indicator that pulls publicly available information from the FAA and alerts the user the status of the current location. For example, at the time of writing this blog in our headquarters in Frederick, MD the status alert was yellow: Use Caution and Check Restrictions. If you click the “other guidance button” the app alerts you to: Restricted airspace, airports within 5 miles, upcoming restrictions and any national parks that may be nearby. All this can be found by using the first tab, labeled “status”. Other indication colors are green and red to help determine your go/no-go deicison.

Three more tabs complete the B4UFLY app. The map tab shows airspace, much like a sectional chart and contains icons for airports and heliports in the area. There is also a flight planner tab where the user can enter a future location and/or date to receive information on an upcoming UAV launch. Finally, the “more” tab provides helpful links as well as lists of US airports, national parks and current Temporary Flight Restrictions (TFRs).

B4UFLY is currently available for iPhone devises and a Beta version went into testing for Android users on January 6th. Android users are encouraged to opt-in to participate in the beta test through the first quarter of 2016.

Aviation Insurance Resources (AIR) entered the UAV/UAS insurance market early, immediately ready to serve the needs of drone operators. UAV and UAS owners have been depending on AIR for superior customer service, insurance and aviation knowledge. With liability insurance from AIR and the help of the FAA’s B4UFLY smart phone application, UAV operators can invest in a safer future!

B4UFLY can be downloaded through the iOS app store and the beta version for Android users is available in Google Play. For more information on B4UFLY visit the FAA webpage on the application at: To learn more about unmanned aircraft insurance through AIR, please call us at 301-682-6200 or download our UAV and UAS application today! You can also follow us on FacebookTwitterLinkedIn, and Google+.

Aviation Manufacturer Product Liability

January 4th, 2016

While a majority of aircraft accidents are result of pilot error, occasionally a product defect is deemed the probable cause behind an aircraft accident or incident. Aircraft are intricate machines madeEngine up of thousands of parts, both stationary and moving. Besides large components such as the engine or landing gear, many small parts such as switches, valves, caps and even bolts can play a role in aircraft safety. If you supply or manufacture a component used in an aircraft, you may be held legally liable in the event of a claim. An aviation manufacturer product liability policy can protect your business’s financial interests.

Who may need product liability coverage?

Aircraft manufacturers, STC modification builders, avionics, instrument and interior manufactures are all at risk for product liability. If your company distributes or builds aircraft propellers, sheet metal, brakes, tires, lights, etc., it is important to look into product liability. Any business that is responsible for a component that ends up in an aircraft could be held liable in the event of a lawsuit.

Three types of risk

Not all aircraft products or manufacturers are alike. However, each share three types of risk in regards to their product:

Design defect – The complete line of products is inherently dangerous.

Manufacturing defect – The component falls short in being produced appropriately.

Failure to warn – The manufacture of the product did not provide substantial instructions and warnings on the correct use of the part.

Product Protection

An aviation manufacturer product liability policy will provide a defense in the case of property damage, bodily injury or the grounding of a fleet due to a product hazard. The aviation insurance specialists at Aviation Insurance Resources (AIR) are dedicated to protecting your business and its future. AIR will guide you through the insurance process to provide you with peace of mind as your company serves the aviation industry. To learn more about aviation manufacturer product liability policies through Aviation Insurance Resources call 877-247-7767 or visit us online at today!

You can also follow us on FacebookTwitterLinkedIn, and Google+.

AIR to attend Sebring U.S. Sport Aviation Expo

December 28th, 2015

The month of January brings about thoughts of the cold, snow and New Year’s resolutions. For pilots, we think of the Sebring U.S. Sport Aviation Expo! From January 20th to 23rd, 2016 pilots andsebring2 aviation enthusiasts alike will join their friends and family in Sebring, FL for an annual celebration of light sport aviation. Exhibits are open 9AM to 5PM daily.

For the past ten years, Aviation Insurance Resources (AIR) has had a presence at Sebring. This year you can greet Jon Harden, Chris Wolbert, Gregg Ellsworth and Joe Cacho at booth T207. AIR provides a full range of aircraft insurance including light sport aircraft (LSA) such as the Flight Design, Czech Sportcruiser, CubCrafters and more! AIR represents all of the major aviation insurance markets so we can offer you the broadest package of protection at the best available rates.

For more information, stop by Booth T207 at Sebring or call 877-247-7767 today! You may also visit us at and follow us on FacebookTwitterLinkedIn, and Google+.

Pilot Spotlight: Kyle Grim, Skydiver turned Pilot

December 21st, 2015

Kyle, tell us about how you got your start in aviation.

I was always the kid who wanted to be an astronaut. My teachers told me I had my head up in the clouds, but they didn’t have any idea how right they were! I was able to put myself through skydiving training by Kylepacking parachutes until my fingers bled, but once I finished my engineering degree I crammed my first few paychecks into a Cessna 152’s gas tank and the rest is history.

You regularly fly with your girlfriend, Tara. Why do you enjoy sharing aviation with others?

Flying with others is the best way to keep from taking things for granted. Little things like talking on the radio fascinate the uninitiated. It brings joy to all corners of the experience! Tara has been flying for a few years now, and even though she’s used to it she still points things out to me about the experience that I’m used to taking in stride. Also, taking passengers is a great way to keep from becoming complacent, as you find yourself worrying more for their safety than your own.

What was one of your most memorable flights?

My flight from Lantana (KLNA) airport in West Palm Beach back home to Frederick MD (KFDK) two Christmases ago gave me a run for my money. A 9-hour flight in my Rans turned into a 3-day adventure with 100 miles of Florida/Georgia beaches, sleeping on FBO couches, trading sandwiches for pre-heats and making new friends in aviation! Long distance VFR is always a challenge but that trip was one for the books.

What is the best piece of aviation related advice you have received?

An Israeli skydiving instructor once gripped my by both shoulders and yelled, “No more stupid!”

How did you first get in touch with your AIR friends, Jon and Victoria?

I first met Jon while taxiing past his open hangar in my 1st airplane, a 1/2 VW powered Preceptor Pup. I wanted to check out his Pitts and he wanted to check out the Pup! I met Victoria while she was making preparations for a women in aviation event in between hangars on our airport. AIR is fantastic because they’re pilots and they love their work.

Why do you trust your insurance to AIR?

I know that Jon and Victoria care about me as a person more than they care about my plane or my policy. I have no doubt that if I ever need to make a claim they’ll be more interested in making sure I’m OK than Kyle 2anything else.

Anything else you would like to share?

Being insured through AIR makes me feel free to enjoy my life in aviation! Just keep an eye out for those Florida thunderstorms.

Pilots Protecting Pilots

All agents at AIR are pilots or come from a strong background in aviation. When you call AIR, you will always find yourself talking to a person who is as excited about your aircraft as you are. As we did with Kyle’s Rans insurance and later his RV insurance, all of our agents at AIR will take your needs personally as if they were their own.

To find out more about Aviation Insurance Resources and to receive an aircraft insurance quote, please contact Aviation Insurance Resources by calling 877-247-7769 or visit today.You can also follow us on FacebookTwitterLinkedIn, and Google+.


Piper Aircraft Insurance (Malibu, Mirage, Meridian, Matrix or M-series)

December 15th, 2015
Piper M600

Piper M600 aircraft Image from

When talking about general aviation aircraft, one brand immediately comes to mind: Piper Aircraft, Inc. With roots extending back almost 90 years, Piper Aircraft has continued to be a pilot favorite. The new Piper M-Class aircraft series now offers pilots a six seat single engine aircraft with all the bells and whistles.

The M-Series has been a process of evolution for Piper Aircraft, starting with the pressurized, 310 horsepower Piper Malibu in the 80s. A few years later, the turbocharged Malibu Mirage took form with a newly designed wing and 40 additional horsepower. An unpressurized, turbocharged version was also produced under the name Piper Matrix. For those looking for more power and efficiency, a turbine engine after-market conversion for the Malibu and Malibu Mirage called the JetPROP DL and DLX are available through Rocket Engineering.

The latest step in evolution of the Piper series includes improved safety and the latest in Garmin technology. Essentially an improved Mirage featuring a 350 hp Lycoming engine, the Piper M350 boasts anti-hypoxia tools and cruises at 213 knots. Building upon the Meridian line, the Piper M500 is a single engine turboprop with an updated G1000 panel, a 500hp Pratt & Whitney engine and cruises at 260 knots.

Topping off the series is the M600. The Piper M600 includes anti-hypoxia tools and 100 extra gallons of fuel, making it an excellent cross country machine with a range of 1,300 nautical miles and a service ceiling of 30,000 feet. The clean avionics panel includes a Garmin 3000 suite with two 12.1-inch PFDs and a 12.1-inch MFD. All M-series aircraft feature synthetic vision, automatic level mode, coupled go-around and underspeed protection providing not only increase safety, but peace of mind.

Aviation Insurance Resources (AIR) can offer you the broadest package of protection at the best available rate for your Piper Malibu, Mirage, Meridian, Matrix or M-series aircraft Insurance! As fellow aircraft owners, AIR understands your needs and challenges in owning an aircraft. If you are a current or prospective Piper owner, AIR can assist with your insurance needs!

To learn more about how Aviation Insurance Resources can assist you with your Piper Aircraft insurance, please call 301-682-6200 today! You may also visit AIR and request your insurance quote online!

AIR Celebrates the Season with Local Children & Pilots

December 10th, 2015

‘Tis the Season to celebrate our blessings with the ones we love. As you look around your life over the past year, I’m sure the gift of aviation stands out clearly as it does for us at Aviation Insurance Paws & Planes HolidayResources (AIR). This holiday season, we look forward to giving back to the aviation industry that has given us so much. We invite you to attend two free upcoming events at the Frederick Municipal Airport (KFDK).

On December 12th, 2015 AIR has sponsored a visit from the one and only Santa Claus to Paws & Planes: Holiday at the Airport. This children’s event includes educational activities to include flight simulators, aviation weather, navigation, communication, how airplanes fly and balloons fly. In addition to Old Saint Nick, special guests include: children’s book sensation Turbo the Flying Dog, the Sugarloaf 99s, Frederick County Animal Control, the College Park Aviation Museum and the Tailwinds Over Frederick Hot Air Balloon. Santa will fly in at 1:15pm, the event takes place from 1-4PM at the Frederick Municipal Airport.

To celebrate the new year, AIR will be inviting pilots at the Frederick Airport for an airport hangar party on Saturday, January 9th. Local pilots are invited to share in delicious food and drink and share aviation stories from the past year and their aviation plans to come. Pilots with last names starting A-L are asked to bring a side to share and those with M-Z are asked to provide a dessert. The fun starts at 2pm.

For more information on both of these events please email

About Aviation Insurance Resources (AIR)

Since 1999, AIR has remained closely connected to the industry they serve, many of our customers are friends and some are even family. This is because all of our agents are pilots, so we understand the needs and challenges in owning or renting an aircraft. From Cessna 172 to a Cessna Citation insurance, AIR can provide a comprehensive yet economical solution for your needs. If a new aircraft may be flying by your tree this holiday season, call us at 877-247-7767 or fill out a quote request online today!

Q: I own a flight school. Should I require my renters to have insurance?

November 30th, 2015

A: There are many benefits to requiring non-owned (or renters) insurance for both your renter and the school. Let’s take a closer look at why:


A non-owned aircraft insurance policy includes the insured’s legal defense. While an initial consultation with a lawyer can cost around $500, this is less than spent annually on a basic non-owned insurance policy. Regardless of fault, the insurance carrier will provide a defense in the case of legal action by an injured party. In addition, if the renter elects to purchase physical damage coverage, they will be protected for the flight school’s deductible up to the policy limits selected.

Flight School Owner:

Typically, flight school insurance policies do not cover loss of use. When an aircraft is damaged and taken off the line the flight school potentially loses profit.  A renter’s insurance policy can make up for that loss. Since most flight school leases hold renters responsible for the deductible, having non-owned coverage in place will help provide a smoother relationship with the renter during the claim.

Q: What limits should I request my renters to carry?

A: We always recommend an individual purchase as much liability coverage as they can afford. As a guideline, we recommend at least $500,000 each occurrence with $50,000 each person for bodily injury and property damage. For physical damage liability, a pilot should carry at least enough to cover the flight school deductible plus potential loss of profits while down for repair.

Q: How long does obtaining a renters insurance policy take?

A: It is very easy to start non-owned coverage today and coverage can be placed for standard, experimental, multi-engine, seaplanes and helicopter aircraft! It can take as little as ten minutes of your time when you sign up online. We are also only a phone call away at 877-247-7769. We recommend flight schools put a link to the online porthole on their website so students and renters can quickly find and start coverage.

To learn more about AIR you can find us at, Facebook, Twitter, Instagram and LinkedIn!