There are several ways to answer this question, starting with the Open Pilot Warranty. Many policies have an open pilot warranty or an open pilot clause stating what pilots are automatically approved to fly the aircraft without having to seek approval from the policy underwriter. The warranty will state the minimum rating and hours required for a pilot to fly the aircraft without underwriter approval.
If a pilot does not meet the open pilot warranty or if the policy is written for named pilots only, it is best to prepare your friend’s pilot history to submit for approval to be a named as an approved pilot on the policy.
Aviation Insurance Resources is happy to provide a form for the pilot to complete or take the information over the phone. Sometimes there can be an additional premium for adding another pilot. This can be due to pilot qualifications or an additional pilot surcharge and would be pro-rated if added mid-term.
To find out more about adding a pilot to your policy or to obtain a free aircraft Insurance, please contact Aviation Insurance Resources by calling 877-247-7767 or visit AIR-PROS.com today!